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Single Family ResidenceResidential
$67,627$49 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 PEARL ST

DERMA, MS 38839
3
Beds
0
Baths
1,390 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1943
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$68K
$51K low$84K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$642 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,941 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,741
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,858
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$32,937

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALHOUN
Lot (acres)The size of the land the home sits on, from county records.0.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calhoun City Elementary SchoolB-
Elementary · Grades PK–4 · 0.9 mi
H
Calhoun City High SchoolD
High · Grades 5–12 · 1.5 mi

District: Calhoun County School District

Neighborhood · ZIP 38839These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.192 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,769
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,911
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Pearl St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Derma 38839
  • Costs less per square foot than 86% of homes in Calhoun County
  • Has a bigger lot than 80% of homes in Derma 38839
  • Older than 90% of homes in Calhoun County

What homes are worth in Derma 38839

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$147K

This home is worth more than 11% of homes in Derma 38839.

How it measures up in Derma 38839

The dot is this home. The mark in the middle is the typical home in Derma 38839.

Estimated value$67,627
CheaperTypical $83,977Pricier

Pricier than 11% of homes nearby

Price per ft²$49
CheaperTypical $63Pricier

Pricier than 15% of homes nearby

Living area1,390 ft²
SmallerTypical 1,281 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.6 ac
SmallerTypical 0.3 acBigger

Bigger than 80% of homes nearby

Year built1943
OlderTypical 1972Newer

Newer than 12% of homes nearby

How 109 Pearl St ranks against every home in each area.
MeasureThis homeDerma 38839Calhoun County
Estimated valuepricier than$67,62711% of homes11% of homes
Price per ft²pricier than$4915% of homes14% of homes
Living areabigger than1,390 ft²63% of homes42% of homes
Lot sizebigger than0.6 ac80% of homes31% of homes
Year builtnewer than194312% of homes10% of homes

About 109 Pearl St

How much is 109 Pearl St, Derma, MS worth?

The TopHap Estimate for 109 Pearl St, Derma, MS is $67,627 as of Sep 24, 2026. The likely range is $51,445 to $83,809. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Pearl St, Derma, MS last sell?

109 Pearl St, Derma, MS last sold on Jul 27, 2026, according to the county's recorded deed.

How big is 109 Pearl St, Derma, MS?

109 Pearl St, Derma, MS has 3 bedrooms, 1,390 square feet of living space and a 0.60-acre lot.

When was 109 Pearl St, Derma, MS built?

109 Pearl St, Derma, MS was built in 1943, making it 83 years old.

What schools serve 109 Pearl St, Derma, MS?

109 Pearl St, Derma, MS is assigned to Calhoun City Elementary School (elementary), rated B-; Calhoun City High School (high), rated D. All sit in Calhoun County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Pearl St, Derma, MS compare to other homes in Derma 38839?

Among the 183 homes in Derma 38839, it is worth more than 11% of them ($67,627 against a typical $83,977), its price per square foot is higher than 15% of them ($49 against a typical $63), it is bigger than 63% of them (1,390 ft² against a typical 1,281 ft²), its lot is bigger than 80% of them (0.6 ac against a typical 0.3 ac) and it is newer than 12% of them (1943 against a typical 1972). Measured against all of Calhoun County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Pearl St, Derma, MS?

The 2025 property tax bill for 109 Pearl St, Derma, MS was $642. The county assessed it at $4,941.

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Assigned schools

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