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Single Family ResidenceResidential
$123,402$66 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $52,610 on Aug 25, 2025

109 STEWART DR

DERMA, MS 38839
3
Beds
0
Baths
1,863 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$123K
$95K low$152K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$52,610 · Aug 25, 2025

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,465 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$450
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,015
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$74,652

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
67
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALHOUN
Lot (acres)The size of the land the home sits on, from county records.0.70
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Calhoun City Elementary SchoolB-
Elementary · Grades PK–4 · 1.1 mi
H
Calhoun City High SchoolD
High · Grades 5–12 · 1.6 mi

District: Calhoun County School District

Neighborhood · ZIP 38839These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.5
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.192 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,769
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,911
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Stewart Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Derma 38839
  • Costs less per square foot than 79% of homes in Calhoun County
  • Bigger than 85% of homes in Derma 38839
  • Has a bigger lot than 85% of homes in Derma 38839
  • Newer than 73% of homes in Derma 38839

What homes are worth in Derma 38839

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$167K

This home is worth more than 85% of homes in Derma 38839.

How it measures up in Derma 38839

The dot is this home. The mark in the middle is the typical home in Derma 38839.

Estimated value$123,402
CheaperTypical $91,498Pricier

Pricier than 85% of homes nearby

Price per ft²$66
CheaperTypical $70Pricier

Pricier than 34% of homes nearby

Living area1,863 ft²
SmallerTypical 1,281 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.7 ac
SmallerTypical 0.3 acBigger

Bigger than 85% of homes nearby

Year built1981
OlderTypical 1972Newer

Newer than 73% of homes nearby

How 109 Stewart Dr ranks against every home in each area.
MeasureThis homeDerma 38839Calhoun County
Estimated valuepricier than$123,40285% of homes49% of homes
Price per ft²pricier than$6634% of homes21% of homes
Living areabigger than1,863 ft²85% of homes67% of homes
Lot sizebigger than0.7 ac85% of homes33% of homes
Year builtnewer than198173% of homes63% of homes

About 109 Stewart Dr

How much is 109 Stewart Dr, Derma, MS worth?

The TopHap Estimate for 109 Stewart Dr, Derma, MS is $123,402 as of Jul 14, 2026. The likely range is $95,223 to $151,581. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Stewart Dr, Derma, MS last sell?

109 Stewart Dr, Derma, MS last sold on Aug 25, 2025 for $52,610, according to the county's recorded deed.

How big is 109 Stewart Dr, Derma, MS?

109 Stewart Dr, Derma, MS has 3 bedrooms, 1,863 square feet of living space and a 0.70-acre lot.

When was 109 Stewart Dr, Derma, MS built?

109 Stewart Dr, Derma, MS was built in 1981, making it 45 years old.

What schools serve 109 Stewart Dr, Derma, MS?

109 Stewart Dr, Derma, MS is assigned to Calhoun City Elementary School (elementary), rated B-; Calhoun City High School (high), rated D. All sit in Calhoun County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Stewart Dr, Derma, MS compare to other homes in Derma 38839?

Among the 183 homes in Derma 38839, it is worth more than 85% of them ($123,402 against a typical $91,498), its price per square foot is higher than 34% of them ($66 against a typical $70), it is bigger than 85% of them (1,863 ft² against a typical 1,281 ft²), its lot is bigger than 85% of them (0.7 ac against a typical 0.3 ac) and it is newer than 73% of them (1981 against a typical 1972). Measured against all of Calhoun County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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