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Single Family ResidenceResidential
$106,609$57 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $66,500 on Aug 28, 2020

109 PROSPECT ST

SHERMAN, NY 14781
2
Beds
1
Baths
1,873 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$107K
$94K low$119K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$66,500 · Aug 28, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,101 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$93,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyChautauqua
Lot (acres)The size of the land the home sits on, from county records.0.38
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 300 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sherman Elementary SchoolB-
Elementary · Grades PK–6 · 0.3 mi
M
Sherman High SchoolB
Middle · Grades 7–12 · 0.3 mi

District: Sherman Central School District

Neighborhood · ZIP 14781These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.72%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,884
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,869
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,350
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Sherman 14781
  • Costs less per square foot than 86% of homes in Chautauqua County
  • Bigger than 71% of homes in Chautauqua County
  • Has a smaller lot than 89% of homes in Sherman 14781
  • Older than 79% of homes in Chautauqua County

What homes are worth in Sherman 14781

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$531K

This home is worth more than 25% of homes in Sherman 14781.

How it measures up in Sherman 14781

The dot is this home. The mark in the middle is the typical home in Sherman 14781.

Estimated value$106,609
CheaperTypical $153,933Pricier

Pricier than 25% of homes nearby

Price per ft²$57
CheaperTypical $94Pricier

Pricier than 17% of homes nearby

Living area1,873 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.38 ac
SmallerTypical 3.6 acBigger

Bigger than 11% of homes nearby

Year built1900
OlderTypical 1954Newer

Newer than 32% of homes nearby

How 109 Prospect St ranks against every home in each area.
MeasureThis homeSherman 14781Chautauqua County
Estimated valuepricier than$106,60925% of homes25% of homes
Price per ft²pricier than$5717% of homes14% of homes
Living areabigger than1,873 ft²66% of homes71% of homes
Lot sizebigger than0.38 ac11% of homes50% of homes
Year builtnewer than190032% of homes21% of homes

About 109 Prospect St

How much is 109 Prospect St, Sherman, NY worth?

The TopHap Estimate for 109 Prospect St, Sherman, NY is $106,609 as of Oct 21, 2026. The likely range is $93,794 to $119,424. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Prospect St, Sherman, NY last sell?

109 Prospect St, Sherman, NY last sold on Aug 28, 2020 for $66,500, according to the county's recorded deed.

How big is 109 Prospect St, Sherman, NY?

109 Prospect St, Sherman, NY has 2 bedrooms, 1 bathrooms, 1,873 square feet of living space and a 0.38-acre lot.

When was 109 Prospect St, Sherman, NY built?

109 Prospect St, Sherman, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 109 Prospect St, Sherman, NY?

109 Prospect St, Sherman, NY is assigned to Sherman Elementary School (elementary), rated B-; Sherman High School (middle), rated B. All sit in Sherman Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Prospect St, Sherman, NY compare to other homes in Sherman 14781?

Among the 951 homes in Sherman 14781, it is worth more than 25% of them ($106,609 against a typical $153,933), its price per square foot is higher than 17% of them ($57 against a typical $94), it is bigger than 66% of them (1,873 ft² against a typical 1,584 ft²), its lot is bigger than 11% of them (0.38 ac against a typical 3.6 ac) and it is newer than 32% of them (1900 against a typical 1954). Measured against all of Chautauqua County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Prospect St, Sherman, NY?

The 2024 property tax bill for 109 Prospect St, Sherman, NY was $3,101. The county assessed it at $93,000.

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