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Rural ResidenceResidential
$747,287$238 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 RENA RD

OLDTOWN, ID 83822
4
Beds
2
Baths
3,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$747K
$671K low$824K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$631,557
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$505,246
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.15%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$115,730
PANHANDLE STATE BANK · recorded Oct 16, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$168 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$359,686 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$155,292
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$204,394
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$359,686
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$359,686

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyBonner
Lot (acres)The size of the land the home sits on, from county records.3.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Idaho Hill Elementary School
Elementary · Grades PK–6 · 2.0 mi
H
Priest River Lamanna High SchoolF
High · Grades 7–12 · 5.7 mi

District: West Bonner County School District 83

Neighborhood · ZIP 83822These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,456
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.65 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$43,171
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,875
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rena Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Oldtown 83822
  • Costs less per square foot than 97% of homes in Bonner County
  • Bigger than 95% of homes in Oldtown 83822
  • Older than 69% of homes in Bonner County

What homes are worth in Oldtown 83822

Each bar is how many homes fall in that price range. The marker is this home.

This home
$222K$1.7M

This home is worth more than 75% of homes in Oldtown 83822.

How it measures up in Oldtown 83822

The dot is this home. The mark in the middle is the typical home in Oldtown 83822.

Estimated value$747,287
CheaperTypical $573,294Pricier

Pricier than 75% of homes nearby

Price per ft²$238
CheaperTypical $335Pricier

Pricier than 16% of homes nearby

Living area3,140 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 95% of homes nearby

Lot size3.1 ac
SmallerTypical 5 acBigger

Bigger than 43% of homes nearby

Year built1978
OlderTypical 1984Newer

Newer than 38% of homes nearby

How 109 Rena Rd ranks against every home in each area.
MeasureThis homeOldtown 83822Bonner County
Estimated valuepricier than$747,28775% of homes46% of homes
Price per ft²pricier than$23816% of homes3% of homes
Living areabigger than3,140 ft²95% of homes91% of homes
Lot sizebigger than3.1 ac43% of homes56% of homes
Year builtnewer than197838% of homes31% of homes

About 109 Rena Rd

How much is 109 Rena Rd, Oldtown, ID worth?

The TopHap Estimate for 109 Rena Rd, Oldtown, ID is $747,287 as of Jul 14, 2026. The likely range is $670,960 to $823,614. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 109 Rena Rd, Oldtown, ID?

109 Rena Rd, Oldtown, ID has 4 bedrooms, 2 bathrooms, 3,140 square feet of living space and a 3.10-acre lot.

When was 109 Rena Rd, Oldtown, ID built?

109 Rena Rd, Oldtown, ID was built in 1978, making it 48 years old. The building has 3 stories.

What schools serve 109 Rena Rd, Oldtown, ID?

109 Rena Rd, Oldtown, ID is assigned to Idaho Hill Elementary School (elementary); Priest River Lamanna High School (high), rated F. All sit in West Bonner County School District 83. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rena Rd, Oldtown, ID compare to other homes in Oldtown 83822?

Among the 979 homes in Oldtown 83822, it is worth more than 75% of them ($747,287 against a typical $573,294), its price per square foot is higher than 16% of them ($238 against a typical $335), it is bigger than 95% of them (3,140 ft² against a typical 1,400 ft²), its lot is bigger than 43% of them (3.1 ac against a typical 5 ac) and it is newer than 38% of them (1978 against a typical 1984). Measured against all of Bonner County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Rena Rd, Oldtown, ID?

The 2025 property tax bill for 109 Rena Rd, Oldtown, ID was $168. The county assessed it at $359,686.

Closest homes

More homes in Oldtown 83822

Assigned schools

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