Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$161,752
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $157,000 on Feb 20, 2026

109 RIDGEWAY W

MCKEE, KY 40447
3
Beds
1
Baths
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$162K
$125K low$199K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$157,000 · Feb 20, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.103%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$154,156
T2 FINANCIAL LLC · E · recorded Feb 20, 2026
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$9,600
KENTUCKY HOUSING CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$817 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyJACKSON
RoofThe main material covering the roof, such as asphalt shingle or tile.Galvanized
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 40447These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.148
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.8,612
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,729
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,646
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Ridgeway W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Jackson County

What homes are worth in Mc Kee 40447

Each bar is how many homes fall in that price range. The marker is this home.

This home
$15K$264K

This home is worth more than 88% of homes in Mc Kee 40447.

How it measures up in Mc Kee 40447

The dot is this home. The mark in the middle is the typical home in Mc Kee 40447.

Estimated value$161,752
CheaperTypical $66,914Pricier

Pricier than 88% of homes nearby

Year built1985
OlderTypical 1992Newer

Newer than 36% of homes nearby

How 109 Ridgeway W ranks against every home in each area.
MeasureThis homeMc Kee 40447Jackson County
Estimated valuepricier than$161,75288% of homes89% of homes
Year builtnewer than198536% of homes37% of homes

About 109 Ridgeway W

How much is 109 Ridgeway W, Mckee, KY worth?

The TopHap Estimate for 109 Ridgeway W, Mckee, KY is $161,752 as of Jul 14, 2026. The likely range is $124,612 to $198,892. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Ridgeway W, Mckee, KY last sell?

109 Ridgeway W, Mckee, KY last sold on Feb 20, 2026 for $157,000, according to the county's recorded deed.

How big is 109 Ridgeway W, Mckee, KY?

109 Ridgeway W, Mckee, KY has 3 bedrooms and 1 bathrooms.

When was 109 Ridgeway W, Mckee, KY built?

109 Ridgeway W, Mckee, KY was built in 1985, making it 41 years old. The building has 1 story.

How does 109 Ridgeway W, Mckee, KY compare to other homes in Mc Kee 40447?

Among the 3,412 homes in Mc Kee 40447, it is worth more than 88% of them ($161,752 against a typical $66,914) and it is newer than 36% of them (1985 against a typical 1992). Measured against all of Jackson County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Ridgeway W, Mckee, KY?

The 2025 property tax bill for 109 Ridgeway W, Mckee, KY was $817. The county assessed it at $70,000.

Closest homes

More homes in Mckee 40447

Explore the area

See this home in context

Open 109 Ridgeway W on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map