Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,138,367$606 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $490,000 on Dec 20, 2019

109 RIVER BEND CIR

EATONTON, GA 31024
2
Baths
1,880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1993
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$490,000 · Dec 20, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$783,367
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$626,694
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$320,000
FAIRWAY INDEPENDENT MTG · recorded Dec 23, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
WELLS FARGO BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,520 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$405,416 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$160,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$245,416
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$363,234
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,013,541

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.148 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPutnam
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.0.74
ConstructionThe main material the home's frame and walls are built from.Wood Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 192 ft²Porch · 192 ft²Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Putnam County Middle SchoolB
Middle · Grades 6–8 · 8.8 mi
H
Putnam County High SchoolC-
High · Grades 9–12 · 8.8 mi
E
Putnam County Primary School
Elementary · Grades PK–2 · 10.9 mi

District: Putnam County School District

Neighborhood · ZIP 31024These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.22,696
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,297
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,439
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 River Bend Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Eatonton 31024
  • Costs more per square foot than 92% of homes in Eatonton 31024
  • Bigger than 65% of homes in Eatonton 31024

What homes are worth in Eatonton 31024

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$2.4M

This home is worth more than 88% of homes in Eatonton 31024.

How it measures up in Eatonton 31024

The dot is this home. The mark in the middle is the typical home in Eatonton 31024.

Estimated value$1,138,367
CheaperTypical $407,066Pricier

Pricier than 88% of homes nearby

Price per ft²$606
CheaperTypical $246Pricier

Pricier than 92% of homes nearby

Living area1,880 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.74 ac
SmallerTypical 0.89 acBigger

Bigger than 40% of homes nearby

Year built1993
OlderTypical 1995Newer

Newer than 47% of homes nearby

How 109 River Bend Cir ranks against every home in each area.
MeasureThis homeEatonton 31024
Estimated valuepricier than$1,138,36788% of homes
Price per ft²pricier than$60692% of homes
Living areabigger than1,880 ft²65% of homes
Lot sizebigger than0.74 ac40% of homes
Year builtnewer than199347% of homes

About 109 River Bend Cir

How much is 109 River Bend Cir, Eatonton, GA worth?

The TopHap Estimate for 109 River Bend Cir, Eatonton, GA is $1,138,367 as of Jul 14, 2026. The likely range is $1,030,528 to $1,246,206. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 River Bend Cir, Eatonton, GA last sell?

109 River Bend Cir, Eatonton, GA last sold on Dec 20, 2019 for $490,000, according to the county's recorded deed.

How big is 109 River Bend Cir, Eatonton, GA?

109 River Bend Cir, Eatonton, GA has 2 bathrooms, 1,880 square feet of living space and a 0.74-acre lot.

When was 109 River Bend Cir, Eatonton, GA built?

109 River Bend Cir, Eatonton, GA was built in 1993, making it 33 years old. The building has 1 story.

What schools serve 109 River Bend Cir, Eatonton, GA?

109 River Bend Cir, Eatonton, GA is assigned to Putnam County Middle School (middle), rated B; Putnam County High School (high), rated C-; Putnam County Primary School (elementary). All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 River Bend Cir, Eatonton, GA compare to other homes in Eatonton 31024?

Among the 12,812 homes in Eatonton 31024, it is worth more than 88% of them ($1,138,367 against a typical $407,066), its price per square foot is higher than 92% of them ($606 against a typical $246), it is bigger than 65% of them (1,880 ft² against a typical 1,632 ft²), its lot is bigger than 40% of them (0.74 ac against a typical 0.89 ac) and it is newer than 47% of them (1993 against a typical 1995). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 River Bend Cir, Eatonton, GA?

The 2025 property tax bill for 109 River Bend Cir, Eatonton, GA was $3,520. The county assessed it at $405,416.

Closest homes

More homes in Eatonton 31024

Assigned schools

Explore the area

See this home in context

Open 109 River Bend Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map