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Single Family ResidenceResidential
$350,047$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $99,999 on Jan 18, 1993

109 RIVER OAK LN

CHARLESTON, SC 29418
3
Beds
3 / 1
Baths
1,570 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$350K
$328K low$372K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$99,999 · Jan 18, 1993
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$177,357
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$141,886
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$138,690
WELLS FARGO BK · recorded Jan 10, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$34,000
HERITAGE TR FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$968 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,324 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,124
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,324
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$233,108

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.120 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDorchester
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
River Oaks Middle SchoolC-
Middle · Grades 6–8 · 1.7 mi
H
Fort Dorchester High SchoolA
High · Grades 9–12 · 2.2 mi
E
Windsor Hill Arts Infused Elementary SchoolB
Elementary · Grades KG–5 · 2.9 mi

District: Dorchester School District 2

Neighborhood · ZIP 29418These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.383

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,061
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,022 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,333
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,999
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 River Oak Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in North Charleston 29418
  • Costs more per square foot than 80% of homes in North Charleston 29418
  • Smaller than 67% of homes in Dorchester County
  • Older than 73% of homes in Dorchester County

What homes are worth in North Charleston 29418

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$610K

This home is worth more than 71% of homes in North Charleston 29418.

How it measures up in North Charleston 29418

The dot is this home. The mark in the middle is the typical home in North Charleston 29418.

Estimated value$350,047
CheaperTypical $300,263Pricier

Pricier than 71% of homes nearby

Price per ft²$223
CheaperTypical $194Pricier

Pricier than 80% of homes nearby

Living area1,570 ft²
SmallerTypical 1,434 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.22 ac
SmallerTypical 0.2 acBigger

Bigger than 62% of homes nearby

Year built1986
OlderTypical 1986Newer

Newer than 53% of homes nearby

How 109 River Oak Ln ranks against every home in each area.
MeasureThis homeNorth Charleston 29418Dorchester County
Estimated valuepricier than$350,04771% of homes40% of homes
Price per ft²pricier than$22380% of homes70% of homes
Living areabigger than1,570 ft²61% of homes33% of homes
Lot sizebigger than0.22 ac62% of homes49% of homes
Year builtnewer than198653% of homes27% of homes

About 109 River Oak Ln

How much is 109 River Oak Ln, Charleston, SC worth?

The TopHap Estimate for 109 River Oak Ln, Charleston, SC is $350,047 as of Jul 14, 2026. The likely range is $327,871 to $372,223. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 River Oak Ln, Charleston, SC last sell?

109 River Oak Ln, Charleston, SC last sold on Jan 18, 1993 for $99,999, according to the county's recorded deed.

How big is 109 River Oak Ln, Charleston, SC?

109 River Oak Ln, Charleston, SC has 3 bedrooms, 3 bathrooms, 1,570 square feet of living space and a 0.23-acre lot.

When was 109 River Oak Ln, Charleston, SC built?

109 River Oak Ln, Charleston, SC was built in 1986, making it 40 years old. The building has 2 stories.

What schools serve 109 River Oak Ln, Charleston, SC?

109 River Oak Ln, Charleston, SC is assigned to River Oaks Middle School (middle), rated C-; Fort Dorchester High School (high), rated A; Windsor Hill Arts Infused Elementary School (elementary), rated B. All sit in Dorchester School District 2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 River Oak Ln, Charleston, SC compare to other homes in North Charleston 29418?

Among the 8,269 homes in North Charleston 29418, it is worth more than 71% of them ($350,047 against a typical $300,263), its price per square foot is higher than 80% of them ($223 against a typical $194), it is bigger than 61% of them (1,570 ft² against a typical 1,434 ft²), its lot is bigger than 62% of them (0.22 ac against a typical 0.2 ac) and it is newer than 53% of them (1986 against a typical 1986). Measured against all of Dorchester County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 River Oak Ln, Charleston, SC?

The 2025 property tax bill for 109 River Oak Ln, Charleston, SC was $968. The county assessed it at $9,324.

Closest homes

More homes in Charleston 29418

Assigned schools

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