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Single Family ResidenceResidential
$316,048$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $315,000 on Apr 23, 2026

109 RIVERCREST CIR

CARTHAGE, TN 37030
3
Beds
2
Baths
1,496 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$316K
$301K low$331K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Apr 23, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$143,048
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$114,438
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$173,000
SOUTHERN BANK OF TENNESSEE · recorded Apr 23, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$59,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$238,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySmith
Lot (acres)The size of the land the home sits on, from county records.0.21
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 120 ft²Porch · 119 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Smith County High SchoolC+
High · Grades 9–12 · 2.1 mi
E
Carthage Elementary SchoolD
Elementary · Grades PK–4 · 2.6 mi
M
Smith County Middle SchoolC-
Middle · Grades 5–8 · 3.2 mi

District: Smith County School District

Neighborhood · ZIP 37030These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,578
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.109 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,199
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rivercrest Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Carthage 37030
  • Costs more per square foot than 82% of homes in Carthage 37030
  • Has a smaller lot than 95% of homes in Smith County
  • Newer than 92% of homes in Carthage 37030

What homes are worth in Carthage 37030

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$633K

This home is worth more than 68% of homes in Carthage 37030.

How it measures up in Carthage 37030

The dot is this home. The mark in the middle is the typical home in Carthage 37030.

Estimated value$316,048
CheaperTypical $253,609Pricier

Pricier than 68% of homes nearby

Price per ft²$211
CheaperTypical $164Pricier

Pricier than 82% of homes nearby

Living area1,496 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.21 ac
SmallerTypical 0.77 acBigger

Bigger than 10% of homes nearby

Year built2017
OlderTypical 1977Newer

Newer than 92% of homes nearby

How 109 Rivercrest Cir ranks against every home in each area.
MeasureThis homeCarthage 37030Smith County
Estimated valuepricier than$316,04868% of homes62% of homes
Price per ft²pricier than$21182% of homes71% of homes
Living areabigger than1,496 ft²48% of homes47% of homes
Lot sizebigger than0.21 ac10% of homes5% of homes
Year builtnewer than201792% of homes90% of homes

About 109 Rivercrest Cir

How much is 109 Rivercrest Cir, Carthage, TN worth?

The TopHap Estimate for 109 Rivercrest Cir, Carthage, TN is $316,048 as of Jul 14, 2026. The likely range is $300,878 to $331,218. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Rivercrest Cir, Carthage, TN last sell?

109 Rivercrest Cir, Carthage, TN last sold on Apr 23, 2026 for $315,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 109 Rivercrest Cir, Carthage, TN?

109 Rivercrest Cir, Carthage, TN has 3 bedrooms, 2 bathrooms, 1,496 square feet of living space and a 0.21-acre lot.

When was 109 Rivercrest Cir, Carthage, TN built?

109 Rivercrest Cir, Carthage, TN was built in 2017, making it 9 years old. The building has 1 story.

What schools serve 109 Rivercrest Cir, Carthage, TN?

109 Rivercrest Cir, Carthage, TN is assigned to Smith County High School (high), rated C+; Carthage Elementary School (elementary), rated D; Smith County Middle School (middle), rated C-. All sit in Smith County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rivercrest Cir, Carthage, TN compare to other homes in Carthage 37030?

Among the 2,960 homes in Carthage 37030, it is worth more than 68% of them ($316,048 against a typical $253,609), its price per square foot is higher than 82% of them ($211 against a typical $164), it is bigger than 48% of them (1,496 ft² against a typical 1,520 ft²), its lot is bigger than 10% of them (0.21 ac against a typical 0.77 ac) and it is newer than 92% of them (2017 against a typical 1977). Measured against all of Smith County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Carthage 37030

Assigned schools

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