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Single Family ResidenceResidential
$465,603$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $312,890 on Jul 27, 2018

109 ROCK CLIFF CT

SARVER, PA 16055
3
Beds
2.5
Baths
2,424 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$466K
$439K low$492K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$312,890 · Jul 27, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$236,853
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$189,482
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$228,750
AMERICAN INTERNET MTG · recorded May 26, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,342 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,960 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,490
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,470
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$29,960

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBUTLER
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Buffalo Elementary SchoolA-
Elementary · Grades KG–5 · 0.2 mi
H
Freeport Area Sr High SchoolA
High · Grades 9–12 · 2.1 mi

District: Freeport Area School District

Neighborhood · ZIP 16055These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.9,798
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.254 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,233
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,891
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rock Cliff Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Sarver 16055
  • Bigger than 78% of homes in Sarver 16055
  • Has a smaller lot than 91% of homes in Sarver 16055
  • Newer than 91% of homes in Butler County

What homes are worth in Sarver 16055

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$704K

This home is worth more than 80% of homes in Sarver 16055.

How it measures up in Sarver 16055

The dot is this home. The mark in the middle is the typical home in Sarver 16055.

Estimated value$465,603
CheaperTypical $328,475Pricier

Pricier than 80% of homes nearby

Price per ft²$192
CheaperTypical $189Pricier

Pricier than 53% of homes nearby

Living area2,424 ft²
SmallerTypical 1,696 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.24 ac
SmallerTypical 0.95 acBigger

Bigger than 9% of homes nearby

Year built2018
OlderTypical 1979Newer

Newer than 88% of homes nearby

How 109 Rock Cliff Ct ranks against every home in each area.
MeasureThis homeSarver 16055Butler County
Estimated valuepricier than$465,60380% of homes74% of homes
Price per ft²pricier than$19253% of homes46% of homes
Living areabigger than2,424 ft²78% of homes78% of homes
Lot sizebigger than0.24 ac9% of homes27% of homes
Year builtnewer than201888% of homes91% of homes

About 109 Rock Cliff Ct

How much is 109 Rock Cliff Ct, Sarver, PA worth?

The TopHap Estimate for 109 Rock Cliff Ct, Sarver, PA is $465,603 as of Jul 14, 2026. The likely range is $439,171 to $492,035. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Rock Cliff Ct, Sarver, PA last sell?

109 Rock Cliff Ct, Sarver, PA last sold on Jul 27, 2018 for $312,890, according to the county's recorded deed.

How big is 109 Rock Cliff Ct, Sarver, PA?

109 Rock Cliff Ct, Sarver, PA has 3 bedrooms, 2.5 bathrooms, 2,424 square feet of living space and a 0.24-acre lot.

When was 109 Rock Cliff Ct, Sarver, PA built?

109 Rock Cliff Ct, Sarver, PA was built in 2018, making it 8 years old. It is a conventional home.

What schools serve 109 Rock Cliff Ct, Sarver, PA?

109 Rock Cliff Ct, Sarver, PA is assigned to Buffalo Elementary School (elementary), rated A-; Freeport Area Sr High School (high), rated A. All sit in Freeport Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rock Cliff Ct, Sarver, PA compare to other homes in Sarver 16055?

Among the 3,693 homes in Sarver 16055, it is worth more than 80% of them ($465,603 against a typical $328,475), its price per square foot is higher than 53% of them ($192 against a typical $189), it is bigger than 78% of them (2,424 ft² against a typical 1,696 ft²), its lot is bigger than 9% of them (0.24 ac against a typical 0.95 ac) and it is newer than 88% of them (2018 against a typical 1979). Measured against all of Butler County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Rock Cliff Ct, Sarver, PA?

The 2026 property tax bill for 109 Rock Cliff Ct, Sarver, PA was $1,342. The county assessed it at $29,960.

Closest homes

More homes in Sarver 16055

Assigned schools

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