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Residential (General/Single)Residential
$428,841$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $415,000 on Feb 11, 2008

109 ROCK CREEK DR

CLIFTON, NJ 07014
0
Baths
1,778 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
780 ft²
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.

Valuation

$429K
$379K low$479K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$415,000 · Feb 11, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$293,450
TD BANK NA · recorded Sep 15, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$178,000
VALLEY NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,455 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$106,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyPASSAIC
Lot (acres)The size of the land the home sits on, from county records.0.02
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
School #8B
Elementary · Grades PK–5 · 0.3 mi
H
Clifton High SchoolD-
High · Grades 9–12 · 3.6 mi
M
Christopher Columbus Middle SchoolC-
Middle · Grades 6–8 · 4.0 mi

District: Clifton City School District

Neighborhood · ZIP 07014These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.5,538
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,881 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,508
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,875
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rock Creek Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Passaic County
  • Costs less per square foot than 90% of homes in Passaic County
  • Bigger than 84% of homes in Delawanna
  • Has a smaller lot than 94% of homes in Passaic County
  • Newer than 98% of homes in Delawanna

What homes are worth in Clifton 07014

Each bar is how many homes fall in that price range. The marker is this home.

This home
$304K$1.1M

This home is worth more than 42% of homes in Clifton 07014.

How it measures up in Clifton 07014

The dot is this home. The mark in the middle is the typical home in Clifton 07014.

Estimated value$428,841
CheaperTypical $441,022Pricier

Pricier than 42% of homes nearby

Price per ft²$241
CheaperTypical $296Pricier

Pricier than 13% of homes nearby

Living area1,778 ft²
SmallerTypical 1,487 ft²Bigger

Bigger than 76% of homes nearby

Lot size780 ft²
SmallerTypical 0.1 acBigger

Bigger than 21% of homes nearby

Year built2003
OlderTypical 1957Newer

Newer than 98% of homes nearby

How 109 Rock Creek Dr ranks against every home in each area.
MeasureThis homeDelawannaClifton 07014Passaic County
Estimated valuepricier than$428,84152% of homes42% of homes15% of homes
Price per ft²pricier than$24114% of homes13% of homes10% of homes
Living areabigger than1,778 ft²84% of homes76% of homes51% of homes
Lot sizebigger than780 ft²29% of homes21% of homes6% of homes
Year builtnewer than200398% of homes98% of homes95% of homes

About 109 Rock Creek Dr

How much is 109 Rock Creek Dr, Clifton, NJ worth?

The TopHap Estimate for 109 Rock Creek Dr, Clifton, NJ is $428,841 as of Jul 14, 2026. The likely range is $378,563 to $479,119. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Rock Creek Dr, Clifton, NJ last sell?

109 Rock Creek Dr, Clifton, NJ last sold on Feb 11, 2008 for $415,000, according to the county's recorded deed.

How big is 109 Rock Creek Dr, Clifton, NJ?

109 Rock Creek Dr, Clifton, NJ has 1,778 square feet of living space and a 0.02-acre lot.

When was 109 Rock Creek Dr, Clifton, NJ built?

109 Rock Creek Dr, Clifton, NJ was built in 2003, making it 23 years old. It is a condo/apartment home.

What schools serve 109 Rock Creek Dr, Clifton, NJ?

109 Rock Creek Dr, Clifton, NJ is assigned to School #8 (elementary), rated B; Clifton High School (high), rated D-; Christopher Columbus Middle School (middle), rated C-. All sit in Clifton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rock Creek Dr, Clifton, NJ compare to other homes in Clifton 07014?

Among the 1,764 homes in Clifton 07014, it is worth more than 42% of them ($428,841 against a typical $441,022), its price per square foot is higher than 13% of them ($241 against a typical $296), it is bigger than 76% of them (1,778 ft² against a typical 1,487 ft²), its lot is bigger than 21% of them (780 ft² against a typical 0.1 ac) and it is newer than 98% of them (2003 against a typical 1957). Measured against all of Passaic County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Rock Creek Dr, Clifton, NJ?

The 2025 property tax bill for 109 Rock Creek Dr, Clifton, NJ was $11,455. The county assessed it at $186,900.

Closest homes

More homes in Clifton 07014

Assigned schools

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