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Rural ResidenceResidential
$502,208$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 ROCKY MOUNTAIN DR

VALLEY FORK, WV 25285
3
Beds
3 / 1
Baths
2,576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
80.42 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$502K
$487K low$518K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$502,208
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$401,766

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$699 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$93,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$81,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$88,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Tlog Home
CountyClay
Lot (acres)The size of the land the home sits on, from county records.80.42
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clay Middle SchoolD+
Middle · Grades 6–8 · 4.6 mi
H
Clay County High SchoolB
High · Grades 9–12 · 5.4 mi
E
Big Otter Elementary SchoolA
Elementary · Grades PK–5 · 6.3 mi

District: Clay County School District

Neighborhood · ZIP 25285These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.543
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,038
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,113
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rocky Mountain Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Wallback 25285
  • Among the highest price per square foot in Wallback 25285
  • Bigger than 94% of homes in Clay County
  • Has a bigger lot than 98% of homes in Wallback 25285
  • Newer than 86% of homes in Wallback 25285

What homes are worth in Wallback 25285

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$363K

This home is worth more than almost all homes in Wallback 25285.

How it measures up in Wallback 25285

The dot is this home. The mark in the middle is the typical home in Wallback 25285.

Estimated value$502,208
CheaperTypical $136,573Pricier

Pricier than almost all homes nearby

Price per ft²$195
CheaperTypical $96Pricier

Pricier than almost all homes nearby

Living area2,576 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 93% of homes nearby

Lot size80.42 ac
SmallerTypical 2.12 acBigger

Bigger than 98% of homes nearby

Year built2005
OlderTypical 1983Newer

Newer than 86% of homes nearby

How 109 Rocky Mountain Dr ranks against every home in each area.
MeasureThis homeWallback 25285Clay County
Estimated valuepricier than$502,208almost all homesalmost all homes
Price per ft²pricier than$195almost all homes95% of homes
Living areabigger than2,576 ft²93% of homes94% of homes
Lot sizebigger than80.42 ac98% of homes97% of homes
Year builtnewer than200586% of homes86% of homes

About 109 Rocky Mountain Dr

How much is 109 Rocky Mountain Dr, Valley Fork, WV worth?

The TopHap Estimate for 109 Rocky Mountain Dr, Valley Fork, WV is $502,208 as of Jul 14, 2026. The likely range is $486,866 to $517,550. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 109 Rocky Mountain Dr, Valley Fork, WV?

109 Rocky Mountain Dr, Valley Fork, WV has 3 bedrooms, 3 bathrooms, 2,576 square feet of living space and a 80.42-acre lot.

When was 109 Rocky Mountain Dr, Valley Fork, WV built?

109 Rocky Mountain Dr, Valley Fork, WV was built in 2005, making it 21 years old. It is a tlog home home. The building has 1 story.

What schools serve 109 Rocky Mountain Dr, Valley Fork, WV?

109 Rocky Mountain Dr, Valley Fork, WV is assigned to Clay Middle School (middle), rated D+; Clay County High School (high), rated B; Big Otter Elementary School (elementary), rated A. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rocky Mountain Dr, Valley Fork, WV compare to other homes in Wallback 25285?

Among the 292 homes in Wallback 25285, it is worth more than almost all of them ($502,208 against a typical $136,573), its price per square foot is higher than almost all of them ($195 against a typical $96), it is bigger than 93% of them (2,576 ft² against a typical 1,440 ft²), its lot is bigger than 98% of them (80.42 ac against a typical 2.12 ac) and it is newer than 86% of them (2005 against a typical 1983). Measured against all of Clay County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Rocky Mountain Dr, Valley Fork, WV?

The 2025 property tax bill for 109 Rocky Mountain Dr, Valley Fork, WV was $699. The county assessed it at $93,000.

Closest homes

More homes in Valley Fork 25285

Assigned schools

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