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Single Family ResidenceResidential
$208,002$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $80,000 on Jul 29, 2015

109 ROSE ST

MOUNT HOLLY, NC 28120
2
Beds
1
Baths
1,376 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$208K
$164K low$252K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Jul 29, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$37,062
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$29,650
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$170,940
ROCKET MORTGAGE LLC · recorded May 8, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,011 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$193,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$200,250

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGaston
Lot (acres)The size of the land the home sits on, from county records.0.23
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 92 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Catawba Heights Elementary SchoolB-
Elementary · Grades PK–5 · 0.5 mi
M
Mount Holly Middle SchoolC
Middle · Grades 6–8 · 1.5 mi
H
South Point High SchoolA-
High · Grades 9–12 · 3.7 mi

District: Gaston County Schools

Neighborhood · ZIP 28120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.24,270
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.774 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,292
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Mount Holly 28120
  • Costs less per square foot than 88% of homes in Mount Holly 28120
  • Smaller than 72% of homes in Mount Holly 28120
  • Has a smaller lot than 74% of homes in Mount Holly 28120
  • Older than 89% of homes in Mount Holly 28120

What homes are worth in Mount Holly 28120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$145K$867K

This home is worth more than 9% of homes in Mount Holly 28120.

How it measures up in Mount Holly 28120

The dot is this home. The mark in the middle is the typical home in Mount Holly 28120.

Estimated value$208,002
CheaperTypical $375,527Pricier

Pricier than 9% of homes nearby

Price per ft²$151
CheaperTypical $200Pricier

Pricier than 12% of homes nearby

Living area1,376 ft²
SmallerTypical 1,810 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.23 ac
SmallerTypical 0.37 acBigger

Bigger than 26% of homes nearby

Year built1949
OlderTypical 1999Newer

Newer than 11% of homes nearby

How 109 Rose St ranks against every home in each area.
MeasureThis homeMount Holly 28120Gaston County
Estimated valuepricier than$208,0029% of homes25% of homes
Price per ft²pricier than$15112% of homes26% of homes
Living areabigger than1,376 ft²28% of homes39% of homes
Lot sizebigger than0.23 ac26% of homes26% of homes
Year builtnewer than194911% of homes16% of homes

About 109 Rose St

How much is 109 Rose St, Mount Holly, NC worth?

The TopHap Estimate for 109 Rose St, Mount Holly, NC is $208,002 as of Jul 14, 2026. The likely range is $164,490 to $251,514. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Rose St, Mount Holly, NC last sell?

109 Rose St, Mount Holly, NC last sold on Jul 29, 2015 for $80,000, according to the county's recorded deed.

How big is 109 Rose St, Mount Holly, NC?

109 Rose St, Mount Holly, NC has 2 bedrooms, 1 bathrooms, 1,376 square feet of living space and a 0.23-acre lot.

When was 109 Rose St, Mount Holly, NC built?

109 Rose St, Mount Holly, NC was built in 1949, making it 77 years old. It is a ranch home. The building has 1 story.

What schools serve 109 Rose St, Mount Holly, NC?

109 Rose St, Mount Holly, NC is assigned to Catawba Heights Elementary School (elementary), rated B-; Mount Holly Middle School (middle), rated C; South Point High School (high), rated A-. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rose St, Mount Holly, NC compare to other homes in Mount Holly 28120?

Among the 9,990 homes in Mount Holly 28120, it is worth more than 9% of them ($208,002 against a typical $375,527), its price per square foot is higher than 12% of them ($151 against a typical $200), it is bigger than 28% of them (1,376 ft² against a typical 1,810 ft²), its lot is bigger than 26% of them (0.23 ac against a typical 0.37 ac) and it is newer than 11% of them (1949 against a typical 1999). Measured against all of Gaston County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Rose St, Mount Holly, NC?

The 2025 property tax bill for 109 Rose St, Mount Holly, NC was $2,011. The county assessed it at $193,000.

Closest homes

More homes in Mount Holly 28120

Assigned schools

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