Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,108,453$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,525,000 on Apr 3, 2024

109 ROSEWOOD LN

LOCUST, NC 28097
6
Beds
5
Baths
8,473 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$927K low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,525,000 · Apr 3, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,108,453
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$886,762

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,845 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,396,156 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$153,040
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,243,116
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$926,685
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,396,156

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.4.12
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,330 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Locust Elementary SchoolA
Elementary · Grades KG–5 · 1.1 mi
M
West Stanly Middle SchoolA-
Middle · Grades 6–8 · 3.2 mi
H
West Stanly High SchoolB-
High · Grades 9–12 · 5.2 mi

District: Stanly County Schools

Neighborhood · ZIP 28097These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.220 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,706
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,238
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Rosewood Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Locust 28097
  • Costs less per square foot than 93% of homes in Locust 28097
  • Among the largest homes in Locust 28097
  • Has a bigger lot than 87% of homes in Locust 28097
  • Newer than 83% of homes in Stanly County

What homes are worth in Locust 28097

Each bar is how many homes fall in that price range. The marker is this home.

This home
$141K$721K

This home is worth more than almost all homes in Locust 28097.

How it measures up in Locust 28097

The dot is this home. The mark in the middle is the typical home in Locust 28097.

Estimated value$1,108,453
CheaperTypical $380,462Pricier

Pricier than almost all homes nearby

Price per ft²$131
CheaperTypical $193Pricier

Pricier than 7% of homes nearby

Living area8,473 ft²
SmallerTypical 1,759 ft²Bigger

Bigger than almost all homes nearby

Lot size4.12 ac
SmallerTypical 0.54 acBigger

Bigger than 87% of homes nearby

Year built2004
OlderTypical 2001Newer

Newer than 54% of homes nearby

How 109 Rosewood Ln ranks against every home in each area.
MeasureThis homeLocust 28097Stanly County
Estimated valuepricier than$1,108,453almost all homesalmost all homes
Price per ft²pricier than$1317% of homes22% of homes
Living areabigger than8,473 ft²almost all homesalmost all homes
Lot sizebigger than4.12 ac87% of homes84% of homes
Year builtnewer than200454% of homes83% of homes

About 109 Rosewood Ln

How much is 109 Rosewood Ln, Locust, NC worth?

The TopHap Estimate for 109 Rosewood Ln, Locust, NC is $1,108,453 as of Jul 14, 2026. The likely range is $926,837 to $1,290,069. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Rosewood Ln, Locust, NC last sell?

109 Rosewood Ln, Locust, NC last sold on Apr 3, 2024 for $1,525,000, according to the county's recorded deed.

How big is 109 Rosewood Ln, Locust, NC?

109 Rosewood Ln, Locust, NC has 6 bedrooms, 5 bathrooms, 8,473 square feet of living space and a 4.12-acre lot.

When was 109 Rosewood Ln, Locust, NC built?

109 Rosewood Ln, Locust, NC was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 109 Rosewood Ln, Locust, NC?

109 Rosewood Ln, Locust, NC is assigned to Locust Elementary School (elementary), rated A; West Stanly Middle School (middle), rated A-; West Stanly High School (high), rated B-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Rosewood Ln, Locust, NC compare to other homes in Locust 28097?

Among the 3,324 homes in Locust 28097, it is worth more than almost all of them ($1,108,453 against a typical $380,462), its price per square foot is higher than 7% of them ($131 against a typical $193), it is bigger than almost all of them (8,473 ft² against a typical 1,759 ft²), its lot is bigger than 87% of them (4.12 ac against a typical 0.54 ac) and it is newer than 54% of them (2004 against a typical 2001). Measured against all of Stanly County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Rosewood Ln, Locust, NC?

The 2025 property tax bill for 109 Rosewood Ln, Locust, NC was $12,845. The county assessed it at $1,396,156.

More homes on Rosewood Ln

Closest homes

More homes in Locust 28097

Assigned schools

Explore the area

See this home in context

Open 109 Rosewood Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map