Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$779,875$285 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 ROUTE 539

ALLENTOWN, NJ 08501
5
Beds
3
Baths
2,736 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$780K
$757K low$803K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$649,875
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$519,900
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,000
CITIZENS BANK NA · recorded Nov 12, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,661 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$771,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$404,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$367,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$685,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$771,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.18
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMONMOUTH
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²Patio · 645 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Newell Elementary SchoolC
Elementary · Grades PK–4 · 1.7 mi
H
Allentown High SchoolC-
High · Grades 9–12 · 1.8 mi
M
Stonebridge Middle SchoolA
Middle · Grades 5–8 · 2.9 mi

District: Upper Freehold Regional School District

Neighborhood · ZIP 08501These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,459
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.229 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$144,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$168,601
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Route 539 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Allentown 08501
  • Costs less per square foot than 92% of homes in Monmouth County
  • Bigger than 79% of homes in Monmouth County
  • Among the largest lots in Monmouth County
  • Newer than 73% of homes in Monmouth County

What homes are worth in Allentown 08501

Each bar is how many homes fall in that price range. The marker is this home.

This home
$374K$1.4M

This home is worth more than 66% of homes in Allentown 08501.

How it measures up in Allentown 08501

The dot is this home. The mark in the middle is the typical home in Allentown 08501.

Estimated value$779,875
CheaperTypical $648,115Pricier

Pricier than 66% of homes nearby

Price per ft²$285
CheaperTypical $298Pricier

Pricier than 36% of homes nearby

Living area2,736 ft²
SmallerTypical 2,330 ft²Bigger

Bigger than 66% of homes nearby

Lot size6.14 ac
SmallerTypical 0.43 acBigger

Bigger than 98% of homes nearby

Year built1990
OlderTypical 1994Newer

Newer than 48% of homes nearby

How 109 Route 539 ranks against every home in each area.
MeasureThis homeAllentown 08501Monmouth County
Estimated valuepricier than$779,87566% of homes53% of homes
Price per ft²pricier than$28536% of homes8% of homes
Living areabigger than2,736 ft²66% of homes79% of homes
Lot sizebigger than6.14 ac98% of homesalmost all homes
Year builtnewer than199048% of homes73% of homes

About 109 Route 539

How much is 109 Route 539, Allentown, NJ worth?

The TopHap Estimate for 109 Route 539, Allentown, NJ is $779,875 as of Jul 14, 2026. The likely range is $756,669 to $803,081. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Route 539, Allentown, NJ last sell?

109 Route 539, Allentown, NJ last sold on Jul 22, 2006, according to the county's recorded deed.

How big is 109 Route 539, Allentown, NJ?

109 Route 539, Allentown, NJ has 5 bedrooms, 3 bathrooms and 2,736 square feet of living space.

When was 109 Route 539, Allentown, NJ built?

109 Route 539, Allentown, NJ was built in 1990, making it 36 years old. It is a ranch home. The building has 1 story.

What schools serve 109 Route 539, Allentown, NJ?

109 Route 539, Allentown, NJ is assigned to Newell Elementary School (elementary), rated C; Allentown High School (high), rated C-; Stonebridge Middle School (middle), rated A. All sit in Upper Freehold Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Route 539, Allentown, NJ compare to other homes in Allentown 08501?

Among the 2,137 homes in Allentown 08501, it is worth more than 66% of them ($779,875 against a typical $648,115), its price per square foot is higher than 36% of them ($285 against a typical $298), it is bigger than 66% of them (2,736 ft² against a typical 2,330 ft²), its lot is bigger than 98% of them (6.14 ac against a typical 0.43 ac) and it is newer than 48% of them (1990 against a typical 1994). Measured against all of Monmouth County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Route 539, Allentown, NJ?

The 2025 property tax bill for 109 Route 539, Allentown, NJ was $12,661. The county assessed it at $771,200.

Closest homes

More homes in Allentown 08501

Assigned schools

Explore the area

See this home in context

Open 109 Route 539 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map