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Single Family ResidenceResidential
$674,539$402 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 S CARDINAL LN

BLUFFTON, TX 78607
2
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$675K
$598K low$752K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,430 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$534,641 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$215,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$338,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$486,037
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$553,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
100
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
38
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLLANO
Lot (acres)The size of the land the home sits on, from county records.0.47
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 904 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Burnet Middle SchoolC+
Middle · Grades 6–8 · 11.5 mi
H
Burnet High SchoolB-
High · Grades 9–12 · 11.8 mi
E
Shady Grove Elementary School
Elementary · Grades PK–2 · 12.4 mi

District: Burnet Consolidated Independent School District

Neighborhood · ZIP 78607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,457
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.27 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,812
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,334
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S Cardinal Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 77% of homes in Bluffton 78607
  • Newer than 85% of homes in Bluffton 78607

What homes are worth in Bluffton 78607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$1.7M

This home is worth more than 64% of homes in Bluffton 78607.

How it measures up in Bluffton 78607

The dot is this home. The mark in the middle is the typical home in Bluffton 78607.

Estimated value$674,539
CheaperTypical $585,597Pricier

Pricier than 64% of homes nearby

Price per ft²$402
CheaperTypical $335Pricier

Pricier than 77% of homes nearby

Living area1,680 ft²
SmallerTypical 1,718 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.47 ac
SmallerTypical 0.5 acBigger

Bigger than 38% of homes nearby

Year built2019
OlderTypical 2008Newer

Newer than 85% of homes nearby

How 109 S Cardinal Ln ranks against every home in each area.
MeasureThis homeBluffton 78607Llano County
Estimated valuepricier than$674,53964% of homes57% of homes
Price per ft²pricier than$40277% of homes62% of homes
Living areabigger than1,680 ft²49% of homes50% of homes
Lot sizebigger than0.47 ac38% of homes58% of homes
Year builtnewer than201985% of homes78% of homes

About 109 S Cardinal Ln

How much is 109 S Cardinal Ln, Bluffton, TX worth?

The TopHap Estimate for 109 S Cardinal Ln, Bluffton, TX is $674,539 as of Aug 30, 2026. The likely range is $597,507 to $751,571. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S Cardinal Ln, Bluffton, TX last sell?

109 S Cardinal Ln, Bluffton, TX last sold on Oct 31, 2016, according to the county's recorded deed.

How big is 109 S Cardinal Ln, Bluffton, TX?

109 S Cardinal Ln, Bluffton, TX has 2 bathrooms, 1,680 square feet of living space and a 0.47-acre lot.

When was 109 S Cardinal Ln, Bluffton, TX built?

109 S Cardinal Ln, Bluffton, TX was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 109 S Cardinal Ln, Bluffton, TX?

109 S Cardinal Ln, Bluffton, TX is assigned to Burnet Middle School (middle), rated C+; Burnet High School (high), rated B-; Shady Grove Elementary School (elementary). All sit in Burnet Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S Cardinal Ln, Bluffton, TX compare to other homes in Bluffton 78607?

Among the 105 homes in Bluffton 78607, it is worth more than 64% of them ($674,539 against a typical $585,597), its price per square foot is higher than 77% of them ($402 against a typical $335), it is bigger than 49% of them (1,680 ft² against a typical 1,718 ft²), its lot is bigger than 38% of them (0.47 ac against a typical 0.5 ac) and it is newer than 85% of them (2019 against a typical 2008). Measured against all of Llano County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S Cardinal Ln, Bluffton, TX?

The 2026 property tax bill for 109 S Cardinal Ln, Bluffton, TX was $6,430. The county assessed it at $534,641.

More homes on S Cardinal Ln

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