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Single Family ResidenceResidential
$65,580$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 S MONTANA AVE

ROSWELL, NM 88203
1
Baths
420 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$66K
$48K low$83K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$65,580
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,464

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$352 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,466 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,333
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,133
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,074
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,398

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHAVES
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Missouri Avenue Elementary SchoolB
Elementary · Grades PK–5 · 0.7 mi
M
Mesa Middle SchoolC-
Middle · Grades 6–8 · 2.3 mi
H
Goddard High SchoolC-
High · Grades 9–12 · 2.7 mi

District: Roswell Independent Schools

Neighborhood · ZIP 88203These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.25%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,424
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$56,666
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 S Montana Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Chaves County
  • Costs more per square foot than 91% of homes in Roswell 88203
  • Among the smallest homes in Roswell 88203
  • Older than 91% of homes in Chaves County

What homes are worth in Roswell 88203

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$383K

This home is worth more than 8% of homes in Roswell 88203.

How it measures up in Roswell 88203

The dot is this home. The mark in the middle is the typical home in Roswell 88203.

Estimated value$65,580
CheaperTypical $141,269Pricier

Pricier than 8% of homes nearby

Price per ft²$156
CheaperTypical $107Pricier

Pricier than 91% of homes nearby

Living area420 ft²
SmallerTypical 1,288 ft²Bigger

Smaller than almost all homes nearby

Lot size0.19 ac
SmallerTypical 0.18 acBigger

Bigger than 59% of homes nearby

Year built1947
OlderTypical 1959Newer

Newer than 11% of homes nearby

How 109 S Montana Ave ranks against every home in each area.
MeasureThis homeRoswell 88203Chaves County
Estimated valuepricier than$65,5808% of homes7% of homes
Price per ft²pricier than$15691% of homes82% of homes
Living areabigger than420 ft²almost no homesalmost no homes
Lot sizebigger than0.19 ac59% of homes45% of homes
Year builtnewer than194711% of homes9% of homes

About 109 S Montana Ave

How much is 109 S Montana Ave, Roswell, NM worth?

The TopHap Estimate for 109 S Montana Ave, Roswell, NM is $65,580 as of Jul 14, 2026. The likely range is $48,445 to $82,715. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 S Montana Ave, Roswell, NM last sell?

109 S Montana Ave, Roswell, NM last sold on Mar 28, 2022, according to the county's recorded deed.

How big is 109 S Montana Ave, Roswell, NM?

109 S Montana Ave, Roswell, NM has 1 bathrooms, 420 square feet of living space and a 0.19-acre lot.

When was 109 S Montana Ave, Roswell, NM built?

109 S Montana Ave, Roswell, NM was built in 1947, making it 79 years old. The building has 1 story.

What schools serve 109 S Montana Ave, Roswell, NM?

109 S Montana Ave, Roswell, NM is assigned to Missouri Avenue Elementary School (elementary), rated B; Mesa Middle School (middle), rated C-; Goddard High School (high), rated C-. All sit in Roswell Independent Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 S Montana Ave, Roswell, NM compare to other homes in Roswell 88203?

Among the 10,965 homes in Roswell 88203, it is worth more than 8% of them ($65,580 against a typical $141,269), its price per square foot is higher than 91% of them ($156 against a typical $107), it is bigger than almost none of them (420 ft² against a typical 1,288 ft²), its lot is bigger than 59% of them (0.19 ac against a typical 0.18 ac) and it is newer than 11% of them (1947 against a typical 1959). Measured against all of Chaves County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 S Montana Ave, Roswell, NM?

The 2026 property tax bill for 109 S Montana Ave, Roswell, NM was $352. The county assessed it at $13,466.

Closest homes

More homes in Roswell 88203

Assigned schools

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