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Single Family ResidenceResidential
$107,874$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 SMITH ST NE

ROME, GA 30161
1
Baths
952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,485 ft²
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$108K
$82K low$134K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,874
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,299
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.4%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,000
MOSSY RIDGE REAL ESTATE LLC · recorded Jun 23, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,724 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,228 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,534
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,694
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,451
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$120,570

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFloyd
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 238 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Main Elementary SchoolD
Elementary · Grades PK–6 · 0.5 mi
H
Rome High SchoolB
High · Grades 9–12 · 2.0 mi
M
Rome Middle SchoolC-
Middle · Grades 7–8 · 2.1 mi

District: Rome City School District

Neighborhood · ZIP 30161These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.36,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.256 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,557
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,891
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Smith St Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Floyd County
  • Costs less per square foot than 73% of homes in Floyd County
  • Smaller than 90% of homes in Floyd County
  • Has a smaller lot than 98% of homes in Floyd County
  • Older than 71% of homes in Floyd County

What homes are worth in Rome 30161

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$871K

This home is worth more than 20% of homes in Rome 30161.

How it measures up in Rome 30161

The dot is this home. The mark in the middle is the typical home in Rome 30161.

Estimated value$107,874
CheaperTypical $208,337Pricier

Pricier than 20% of homes nearby

Price per ft²$113
CheaperTypical $138Pricier

Pricier than 32% of homes nearby

Living area952 ft²
SmallerTypical 1,490 ft²Bigger

Bigger than 12% of homes nearby

Lot size3,485 ft²
SmallerTypical 0.44 acBigger

Bigger than 3% of homes nearby

Year built1955
OlderTypical 1963Newer

Newer than 40% of homes nearby

How 109 Smith St Ne ranks against every home in each area.
MeasureThis homeRome 30161Floyd County
Estimated valuepricier than$107,87420% of homes15% of homes
Price per ft²pricier than$11332% of homes27% of homes
Living areabigger than952 ft²12% of homes10% of homes
Lot sizebigger than3,485 ft²3% of homes2% of homes
Year builtnewer than195540% of homes29% of homes

About 109 Smith St Ne

How much is 109 Smith St Ne, Rome, GA worth?

The TopHap Estimate for 109 Smith St Ne, Rome, GA is $107,874 as of Jul 14, 2026. The likely range is $82,194 to $133,554. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Smith St Ne, Rome, GA last sell?

109 Smith St Ne, Rome, GA last sold on Oct 25, 2023, according to the county's recorded deed.

How big is 109 Smith St Ne, Rome, GA?

109 Smith St Ne, Rome, GA has 1 bathrooms, 952 square feet of living space and a 0.08-acre lot.

When was 109 Smith St Ne, Rome, GA built?

109 Smith St Ne, Rome, GA was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 109 Smith St Ne, Rome, GA?

109 Smith St Ne, Rome, GA is assigned to Main Elementary School (elementary), rated D; Rome High School (high), rated B; Rome Middle School (middle), rated C-. All sit in Rome City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Smith St Ne, Rome, GA compare to other homes in Rome 30161?

Among the 13,010 homes in Rome 30161, it is worth more than 20% of them ($107,874 against a typical $208,337), its price per square foot is higher than 32% of them ($113 against a typical $138), it is bigger than 12% of them (952 ft² against a typical 1,490 ft²), its lot is bigger than 3% of them (3,485 ft² against a typical 0.44 ac) and it is newer than 40% of them (1955 against a typical 1963). Measured against all of Floyd County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Smith St Ne, Rome, GA?

The 2025 property tax bill for 109 Smith St Ne, Rome, GA was $1,724. The county assessed it at $48,228.

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Assigned schools

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