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Single Family ResidenceResidential
$395,497$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 SONNETT CIR

MADISON, MS 39110
0
Baths
2,693 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$395K
$375K low$416K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$177,297
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$141,838
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$188,000
BANCORP SOUTH BANK · recorded Dec 7, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,200
RENASANT BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,607 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,947 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,947
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$249,470

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 90 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Avenue Elementary SchoolA+
Elementary · Grades KG–2 · 0.3 mi
H
Madison Central High SchoolA+
High · Grades 10–12 · 3.6 mi
M
Madison Middle SchoolA+
Middle · Grades 6–8 · 4.4 mi

District: Madison County School District

Neighborhood · ZIP 39110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.46,474
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.571 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,887
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,179
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Sonnett Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Madison County
  • Costs more per square foot than 65% of homes in Madison County
  • Bigger than 65% of homes in Madison County
  • Newer than 71% of homes in Madison County

What homes are worth in Madison 39110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$1M

This home is worth more than 55% of homes in Madison 39110.

How it measures up in Madison 39110

The dot is this home. The mark in the middle is the typical home in Madison 39110.

Estimated value$395,497
CheaperTypical $376,221Pricier

Pricier than 55% of homes nearby

Price per ft²$147
CheaperTypical $144Pricier

Pricier than 56% of homes nearby

Living area2,693 ft²
SmallerTypical 2,643 ft²Bigger

Bigger than 52% of homes nearby

Year built2003
OlderTypical 1999Newer

Newer than 61% of homes nearby

How 109 Sonnett Cir ranks against every home in each area.
MeasureThis homeMadison 39110Madison County
Estimated valuepricier than$395,49755% of homes67% of homes
Price per ft²pricier than$14756% of homes65% of homes
Living areabigger than2,693 ft²52% of homes65% of homes
Year builtnewer than200361% of homes71% of homes

About 109 Sonnett Cir

How much is 109 Sonnett Cir, Madison, MS worth?

The TopHap Estimate for 109 Sonnett Cir, Madison, MS is $395,497 as of Jul 14, 2026. The likely range is $374,737 to $416,257. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Sonnett Cir, Madison, MS last sell?

109 Sonnett Cir, Madison, MS last sold on Dec 7, 2010, according to the county's recorded deed.

When was 109 Sonnett Cir, Madison, MS built?

109 Sonnett Cir, Madison, MS was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 109 Sonnett Cir, Madison, MS?

109 Sonnett Cir, Madison, MS is assigned to Madison Avenue Elementary School (elementary), rated A+; Madison Central High School (high), rated A+; Madison Middle School (middle), rated A+. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Sonnett Cir, Madison, MS compare to other homes in Madison 39110?

Among the 16,549 homes in Madison 39110, it is worth more than 55% of them ($395,497 against a typical $376,221), its price per square foot is higher than 56% of them ($147 against a typical $144), it is bigger than 52% of them (2,693 ft² against a typical 2,643 ft²) and it is newer than 61% of them (2003 against a typical 1999). Measured against all of Madison County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Sonnett Cir, Madison, MS?

The 2025 property tax bill for 109 Sonnett Cir, Madison, MS was $2,607. The county assessed it at $24,947.

Closest homes

More homes in Madison 39110

Assigned schools

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