Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$361,045$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $265,460 on Apr 2, 2021

109 STEVEN ST

RICHMOND HILL, GA 31324
4
Beds
2
Baths
1,888 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$361K
$347K low$375K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,460 · Apr 2, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$44,480
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$35,584
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.91%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$271,565
MORTGAGE RESEARCH CENTER · recorded Apr 2, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
NAVY FEDERAL CREDIT UNION

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,688 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,960 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,160
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$123,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$324,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.84 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBRYAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 168 ft²Porch · 30 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richmond Hill Primary School
Elementary · Grades PK–1 · 1.5 mi
H
Richmond Hill High SchoolA-
High · Grades 9–12 · 2.4 mi
M
Richmond Hill Middle SchoolB+
Middle · Grades 6–8 · 7.7 mi

District: Bryan County School District

Neighborhood · ZIP 31324These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.39,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.171 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,626
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,881
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Steven St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Richmond Hill 31324
  • Has a smaller lot than 76% of homes in Bryan County

What homes are worth in Richmond Hill 31324

Each bar is how many homes fall in that price range. The marker is this home.

This home
$226K$1.2M

This home is worth more than 35% of homes in Richmond Hill 31324.

How it measures up in Richmond Hill 31324

The dot is this home. The mark in the middle is the typical home in Richmond Hill 31324.

Estimated value$361,045
CheaperTypical $405,333Pricier

Pricier than 35% of homes nearby

Price per ft²$191
CheaperTypical $189Pricier

Pricier than 52% of homes nearby

Living area1,888 ft²
SmallerTypical 2,176 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.22 ac
SmallerTypical 0.32 acBigger

Bigger than 30% of homes nearby

Year built2002
OlderTypical 2006Newer

Newer than 39% of homes nearby

How 109 Steven St ranks against every home in each area.
MeasureThis homeRichmond Hill 31324Bryan County
Estimated valuepricier than$361,04535% of homes43% of homes
Price per ft²pricier than$19152% of homes55% of homes
Living areabigger than1,888 ft²37% of homes44% of homes
Lot sizebigger than0.22 ac30% of homes24% of homes
Year builtnewer than200239% of homes45% of homes

About 109 Steven St

How much is 109 Steven St, Richmond Hill, GA worth?

The TopHap Estimate for 109 Steven St, Richmond Hill, GA is $361,045 as of Jul 14, 2026. The likely range is $347,114 to $374,976. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Steven St, Richmond Hill, GA last sell?

109 Steven St, Richmond Hill, GA last sold on Apr 2, 2021 for $265,460, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 109 Steven St, Richmond Hill, GA?

109 Steven St, Richmond Hill, GA has 4 bedrooms, 2 bathrooms, 1,888 square feet of living space and a 0.22-acre lot.

When was 109 Steven St, Richmond Hill, GA built?

109 Steven St, Richmond Hill, GA was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 109 Steven St, Richmond Hill, GA?

109 Steven St, Richmond Hill, GA is assigned to Richmond Hill Primary School (elementary); Richmond Hill High School (high), rated A-; Richmond Hill Middle School (middle), rated B+. All sit in Bryan County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Steven St, Richmond Hill, GA compare to other homes in Richmond Hill 31324?

Among the 13,787 homes in Richmond Hill 31324, it is worth more than 35% of them ($361,045 against a typical $405,333), its price per square foot is higher than 52% of them ($191 against a typical $189), it is bigger than 37% of them (1,888 ft² against a typical 2,176 ft²), its lot is bigger than 30% of them (0.22 ac against a typical 0.32 ac) and it is newer than 39% of them (2002 against a typical 2006). Measured against all of Bryan County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Steven St, Richmond Hill, GA?

The 2025 property tax bill for 109 Steven St, Richmond Hill, GA was $3,688. The county assessed it at $129,960.

Closest homes

More homes in Richmond Hill 31324

Assigned schools

Explore the area

See this home in context

Open 109 Steven St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map