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Single Family ResidenceResidential
$215,026$76 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

109 STONE ST

ONEIDA, NY 13421
6
Beds
2.5
Baths
2,824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$215K
$144K low$286K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,044 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$82,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,197

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 324 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Willard Prior Elementary SchoolD+
Elementary · Grades PK–1 · 0.2 mi
H
Oneida High SchoolC+
High · Grades 9–12 · 0.7 mi
M
Otto Shortell Middle SchoolC-
Middle · Grades 6–8 · 2.9 mi

District: Oneida City School District

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Stone St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Madison County
  • Bigger than 93% of homes in Oneida 13421
  • Has a smaller lot than 95% of homes in Madison County
  • Older than 90% of homes in Oneida 13421

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$465K

This home is worth more than 59% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$215,026
CheaperTypical $192,228Pricier

Pricier than 59% of homes nearby

Price per ft²$76
CheaperTypical $132Pricier

Pricier than 10% of homes nearby

Living area2,824 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.14 ac
SmallerTypical 0.34 acBigger

Bigger than 10% of homes nearby

Year built1890
OlderTypical 1930Newer

Newer than 10% of homes nearby

How 109 Stone St ranks against every home in each area.
MeasureThis homeOneida 13421Madison County
Estimated valuepricier than$215,02659% of homes45% of homes
Price per ft²pricier than$7610% of homes9% of homes
Living areabigger than2,824 ft²93% of homes92% of homes
Lot sizebigger than0.14 ac10% of homes5% of homes
Year builtnewer than189010% of homes17% of homes

About 109 Stone St

How much is 109 Stone St, Oneida, NY worth?

The TopHap Estimate for 109 Stone St, Oneida, NY is $215,026 as of Oct 21, 2026. The likely range is $144,335 to $285,717. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Stone St, Oneida, NY last sell?

109 Stone St, Oneida, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Stone St, Oneida, NY?

109 Stone St, Oneida, NY has 6 bedrooms, 2.5 bathrooms, 2,824 square feet of living space and a 0.14-acre lot.

When was 109 Stone St, Oneida, NY built?

109 Stone St, Oneida, NY was built in 1890, making it 136 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 109 Stone St, Oneida, NY?

109 Stone St, Oneida, NY is assigned to Willard Prior Elementary School (elementary), rated D+; Oneida High School (high), rated C+; Otto Shortell Middle School (middle), rated C-. All sit in Oneida City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Stone St, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,123 homes in Oneida 13421, it is worth more than 59% of them ($215,026 against a typical $192,228), its price per square foot is higher than 10% of them ($76 against a typical $132), it is bigger than 93% of them (2,824 ft² against a typical 1,620 ft²), its lot is bigger than 10% of them (0.14 ac against a typical 0.34 ac) and it is newer than 10% of them (1890 against a typical 1930). Measured against all of Madison County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Stone St, Oneida, NY?

The 2026 property tax bill for 109 Stone St, Oneida, NY was $4,044. The county assessed it at $82,500.

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