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Single Family ResidenceResidential
$523,579$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 W CLAY AVE

ROSELLE PARK, NJ 07204
0
Baths
2,339 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
501 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$524K
$498K low$550K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$478,579
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$382,863
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.8%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000
ROCKET MORTGAGE LLC · 5.72% 2 · recorded Jun 10, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,896 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$286,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$118,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$167,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$286,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$286,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.01
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Robert Gordon Elementary SchoolB
Elementary · Grades PK–5 · 0.1 mi
M
Roselle Park Middle SchoolB-
Middle · Grades 6–8 · 0.1 mi
H
Roselle Park High SchoolB-
High · Grades 9–12 · 0.2 mi

District: Roselle Park Borough School District

Neighborhood · ZIP 07204These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.109

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.14,215
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11,542 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,639
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 W Clay Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Roselle Park 07204
  • Among the lowest price per square foot in Roselle Park 07204
  • Bigger than 90% of homes in Roselle Park 07204
  • Among the smallest lots in Roselle Park 07204
  • Older than 86% of homes in Union County

What homes are worth in Roselle Park 07204

Each bar is how many homes fall in that price range. The marker is this home.

This home
$286K$770K

This home is worth more than 25% of homes in Roselle Park 07204.

How it measures up in Roselle Park 07204

The dot is this home. The mark in the middle is the typical home in Roselle Park 07204.

Estimated value$523,579
CheaperTypical $565,342Pricier

Pricier than 25% of homes nearby

Price per ft²$224
CheaperTypical $365Pricier

Cheaper than almost all homes nearby

Living area2,339 ft²
SmallerTypical 1,571 ft²Bigger

Bigger than 90% of homes nearby

Lot size501 ft²
SmallerTypical 0.11 acBigger

Smaller than almost all homes nearby

Year built1920
OlderTypical 1930Newer

Newer than 25% of homes nearby

How 109 W Clay Ave ranks against every home in each area.
MeasureThis homeRoselle Park 07204Union County
Estimated valuepricier than$523,57925% of homes25% of homes
Price per ft²pricier than$224almost no homes3% of homes
Living areabigger than2,339 ft²90% of homes73% of homes
Lot sizebigger than501 ft²almost no homesalmost no homes
Year builtnewer than192025% of homes14% of homes

About 109 W Clay Ave

How much is 109 W Clay Ave, Roselle Park, NJ worth?

The TopHap Estimate for 109 W Clay Ave, Roselle Park, NJ is $523,579 as of Jul 14, 2026. The likely range is $497,533 to $549,625. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 W Clay Ave, Roselle Park, NJ last sell?

109 W Clay Ave, Roselle Park, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 W Clay Ave, Roselle Park, NJ?

109 W Clay Ave, Roselle Park, NJ has 2,339 square feet of living space and a 0.01-acre lot.

When was 109 W Clay Ave, Roselle Park, NJ built?

109 W Clay Ave, Roselle Park, NJ was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 109 W Clay Ave, Roselle Park, NJ?

109 W Clay Ave, Roselle Park, NJ is assigned to Robert Gordon Elementary School (elementary), rated B; Roselle Park Middle School (middle), rated B-; Roselle Park High School (high), rated B-. All sit in Roselle Park Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 W Clay Ave, Roselle Park, NJ compare to other homes in Roselle Park 07204?

Among the 3,363 homes in Roselle Park 07204, it is worth more than 25% of them ($523,579 against a typical $565,342), its price per square foot is higher than almost none of them ($224 against a typical $365), it is bigger than 90% of them (2,339 ft² against a typical 1,571 ft²), its lot is bigger than almost none of them (501 ft² against a typical 0.11 ac) and it is newer than 25% of them (1920 against a typical 1930). Measured against all of Union County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 W Clay Ave, Roselle Park, NJ?

The 2025 property tax bill for 109 W Clay Ave, Roselle Park, NJ was $12,896. The county assessed it at $286,200.

Closest homes

More homes in Roselle Park 07204

Assigned schools

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