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Single Family ResidenceResidential
$240,313$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 WATSON LN

ROSCOE, PA 15477
2
Beds
1
Baths
2,125 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$240K
$216K low$265K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$131,313
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$105,050
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$109,000
MON VLY CMNTY FCU · R · recorded Jan 13, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,750 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$124,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.143 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
California Area Middle SchoolB
Middle · Grades 6–8 · 4.3 mi
E
California Area Elementary SchoolD+
Elementary · Grades KG–5 · 4.3 mi
H
California Area High SchoolC-
High · Grades 9–12 · 4.3 mi

District: California Area School District

Neighborhood · ZIP 15477These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.309
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,842 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,329
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,082
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Watson Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Roscoe 15477
  • Costs more per square foot than 87% of homes in Roscoe 15477
  • Bigger than 90% of homes in Roscoe 15477
  • Has a bigger lot than 75% of homes in Roscoe 15477
  • Newer than 90% of homes in Roscoe 15477

What homes are worth in Roscoe 15477

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$227K

This home is worth more than almost all homes in Roscoe 15477.

How it measures up in Roscoe 15477

The dot is this home. The mark in the middle is the typical home in Roscoe 15477.

Estimated value$240,313
CheaperTypical $97,382Pricier

Pricier than almost all homes nearby

Price per ft²$113
CheaperTypical $72Pricier

Pricier than 87% of homes nearby

Living area2,125 ft²
SmallerTypical 1,364 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.19 ac
SmallerTypical 0.14 acBigger

Bigger than 75% of homes nearby

Year built1985
OlderTypical 1918Newer

Newer than 90% of homes nearby

How 109 Watson Ln ranks against every home in each area.
MeasureThis homeRoscoe 15477Washington County
Estimated valuepricier than$240,313almost all homes53% of homes
Price per ft²pricier than$11387% of homes31% of homes
Living areabigger than2,125 ft²90% of homes77% of homes
Lot sizebigger than0.19 ac75% of homes32% of homes
Year builtnewer than198590% of homes70% of homes

About 109 Watson Ln

How much is 109 Watson Ln, Roscoe, PA worth?

The TopHap Estimate for 109 Watson Ln, Roscoe, PA is $240,313 as of Jul 14, 2026. The likely range is $216,070 to $264,556. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Watson Ln, Roscoe, PA last sell?

109 Watson Ln, Roscoe, PA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Watson Ln, Roscoe, PA?

109 Watson Ln, Roscoe, PA has 2 bedrooms, 1 bathrooms, 2,125 square feet of living space and a 0.19-acre lot.

When was 109 Watson Ln, Roscoe, PA built?

109 Watson Ln, Roscoe, PA was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 109 Watson Ln, Roscoe, PA?

109 Watson Ln, Roscoe, PA is assigned to California Area Middle School (middle), rated B; California Area Elementary School (elementary), rated D+; California Area High School (high), rated C-. All sit in California Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Watson Ln, Roscoe, PA compare to other homes in Roscoe 15477?

Among the 359 homes in Roscoe 15477, it is worth more than almost all of them ($240,313 against a typical $97,382), its price per square foot is higher than 87% of them ($113 against a typical $72), it is bigger than 90% of them (2,125 ft² against a typical 1,364 ft²), its lot is bigger than 75% of them (0.19 ac against a typical 0.14 ac) and it is newer than 90% of them (1985 against a typical 1918). Measured against all of Washington County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Watson Ln, Roscoe, PA?

The 2026 property tax bill for 109 Watson Ln, Roscoe, PA was $2,750. The county assessed it at $146,700.

Closest homes

More homes in Roscoe 15477

Assigned schools

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