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Rural ResidenceResidential
$289,440$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1090 STATE ROUTE 197

BEECH BLUFF, TN 38313
2
Baths
1,742 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
22.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$289K
$259K low$320K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$289,440
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$231,552

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$864 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,425 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$29,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCHESTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1971
Lot (acres)The size of the land the home sits on, from county records.22.95
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 352 ft²Patio · 352 ft²Porch · 224 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chester County Junior High SchoolC
Middle · Grades 6–8 · 8.0 mi
E
East Chester Elementary SchoolA-
Elementary · Grades PK–3 · 8.1 mi
H
Chester County High SchoolB-
High · Grades 9–12 · 8.3 mi

District: Chester County School District

Neighborhood · ZIP 38313These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.151

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,304
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,716
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,558
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1090 State Route 197 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Beech Bluff 38313
  • Costs more per square foot than 84% of homes in Chester County
  • Has a bigger lot than 91% of homes in Chester County
  • Older than 86% of homes in Beech Bluff 38313

What homes are worth in Beech Bluff 38313

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$661K

This home is worth more than 71% of homes in Beech Bluff 38313.

How it measures up in Beech Bluff 38313

The dot is this home. The mark in the middle is the typical home in Beech Bluff 38313.

Estimated value$289,440
CheaperTypical $227,176Pricier

Pricier than 71% of homes nearby

Price per ft²$166
CheaperTypical $135Pricier

Pricier than 76% of homes nearby

Living area1,742 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 60% of homes nearby

Lot size22.95 ac
SmallerTypical 2.8 acBigger

Bigger than 89% of homes nearby

Year built1965
OlderTypical 1991Newer

Newer than 14% of homes nearby

How 1090 State Route 197 ranks against every home in each area.
MeasureThis homeBeech Bluff 38313Chester County
Estimated valuepricier than$289,44071% of homes69% of homes
Price per ft²pricier than$16676% of homes84% of homes
Living areabigger than1,742 ft²60% of homes51% of homes
Lot sizebigger than22.95 ac89% of homes91% of homes
Year builtnewer than196514% of homes23% of homes

About 1090 State Route 197

How much is 1090 State Route 197, Beech Bluff, TN worth?

The TopHap Estimate for 1090 State Route 197, Beech Bluff, TN is $289,440 as of Jul 14, 2026. The likely range is $259,181 to $319,699. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1090 State Route 197, Beech Bluff, TN last sell?

1090 State Route 197, Beech Bluff, TN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1090 State Route 197, Beech Bluff, TN?

1090 State Route 197, Beech Bluff, TN has 2 bathrooms, 1,742 square feet of living space and a 22.95-acre lot.

When was 1090 State Route 197, Beech Bluff, TN built?

1090 State Route 197, Beech Bluff, TN was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 1090 State Route 197, Beech Bluff, TN?

1090 State Route 197, Beech Bluff, TN is assigned to Chester County Junior High School (middle), rated C; East Chester Elementary School (elementary), rated A-; Chester County High School (high), rated B-. All sit in Chester County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1090 State Route 197, Beech Bluff, TN compare to other homes in Beech Bluff 38313?

Among the 1,361 homes in Beech Bluff 38313, it is worth more than 71% of them ($289,440 against a typical $227,176), its price per square foot is higher than 76% of them ($166 against a typical $135), it is bigger than 60% of them (1,742 ft² against a typical 1,584 ft²), its lot is bigger than 89% of them (22.95 ac against a typical 2.8 ac) and it is newer than 14% of them (1965 against a typical 1991). Measured against all of Chester County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1090 State Route 197, Beech Bluff, TN?

The 2026 property tax bill for 1090 State Route 197, Beech Bluff, TN was $864. The county assessed it at $42,425.

Closest homes

More homes in Beech Bluff 38313

Assigned schools

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