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Single Family ResidenceResidential
$1,208,568$421 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on May 7, 1998

1091 S RIDGE RD

LAKE FOREST, IL 60045
4
Beds
4 / 1
Baths
2,872 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1.1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · May 7, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$22,568
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$18,054
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.102%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$600,000
THE NORTHERN TRUST CO · recorded Mar 31, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$586,000
BANK OF AMERICA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,927 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$323,695 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,726
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$219,969
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$310,648
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$971,182

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 116 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cherokee Elementary SchoolA+
Elementary · Grades KG–4 · 0.9 mi
M
Deer Path Middle School WestA+
Middle · Grades 7–8 · 1.9 mi
H
Lake Forest High SchoolA
High · Grades 9–12 · 3.1 mi

District: Lake Forest School District 67

Neighborhood · ZIP 60045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.39%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.21,049
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.934 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$182,935
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$257,314
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1091 S Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Lake County
  • Costs more per square foot than 97% of homes in Lake County
  • Bigger than 82% of homes in Lake County
  • Has a bigger lot than 79% of homes in Lake County
  • Newer than 86% of homes in Lake Forest 60045

What homes are worth in Lake Forest 60045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$413K$4.5M

This home is worth more than 53% of homes in Lake Forest 60045.

How it measures up in Lake Forest 60045

The dot is this home. The mark in the middle is the typical home in Lake Forest 60045.

Estimated value$1,208,568
CheaperTypical $1,162,863Pricier

Pricier than 53% of homes nearby

Price per ft²$421
CheaperTypical $377Pricier

Pricier than 68% of homes nearby

Living area2,872 ft²
SmallerTypical 3,202 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.45 ac
SmallerTypical 0.52 acBigger

Bigger than 36% of homes nearby

Year built1999
OlderTypical 1974Newer

Newer than 86% of homes nearby

How 1091 S Ridge Rd ranks against every home in each area.
MeasureThis homeLake Forest 60045Lake County
Estimated valuepricier than$1,208,56853% of homes95% of homes
Price per ft²pricier than$42168% of homes97% of homes
Living areabigger than2,872 ft²39% of homes82% of homes
Lot sizebigger than0.45 ac36% of homes79% of homes
Year builtnewer than199986% of homes82% of homes

About 1091 S Ridge Rd

How much is 1091 S Ridge Rd, Lake Forest, IL worth?

The TopHap Estimate for 1091 S Ridge Rd, Lake Forest, IL is $1,208,568 as of Jul 14, 2026. The likely range is $1,092,873 to $1,324,263. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1091 S Ridge Rd, Lake Forest, IL last sell?

1091 S Ridge Rd, Lake Forest, IL last sold on May 7, 1998 for $200,000, according to the county's recorded deed.

How big is 1091 S Ridge Rd, Lake Forest, IL?

1091 S Ridge Rd, Lake Forest, IL has 4 bedrooms, 4 bathrooms, 2,872 square feet of living space and a 0.45-acre lot.

When was 1091 S Ridge Rd, Lake Forest, IL built?

1091 S Ridge Rd, Lake Forest, IL was built in 1999, making it 27 years old. It is a conventional home. The building has 1 story.

What schools serve 1091 S Ridge Rd, Lake Forest, IL?

1091 S Ridge Rd, Lake Forest, IL is assigned to Cherokee Elementary School (elementary), rated A+; Deer Path Middle School West (middle), rated A+; Lake Forest High School (high), rated A. All sit in Lake Forest School District 67. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1091 S Ridge Rd, Lake Forest, IL compare to other homes in Lake Forest 60045?

Among the 7,551 homes in Lake Forest 60045, it is worth more than 53% of them ($1,208,568 against a typical $1,162,863), its price per square foot is higher than 68% of them ($421 against a typical $377), it is bigger than 39% of them (2,872 ft² against a typical 3,202 ft²), its lot is bigger than 36% of them (0.45 ac against a typical 0.52 ac) and it is newer than 86% of them (1999 against a typical 1974). Measured against all of Lake County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1091 S Ridge Rd, Lake Forest, IL?

The 2024 property tax bill for 1091 S Ridge Rd, Lake Forest, IL was $18,927. The county assessed it at $323,695.

Closest homes

More homes in Lake Forest 60045

Assigned schools

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