Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
Last sold for $362,200 on Jan 13, 2022

1095 RIVER AVE

GARDINER, ME 04345
3
Beds
2
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$362,200 · Jan 13, 2022
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$289,750
RESIDENTIAL MORTGAGE SERVICES · P · recorded Jan 13, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,647 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$176,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$145,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$220,875

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.5.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Laura E Richards School
Elementary · Grades PK–2 · 4.0 mi
M
Gardiner Regional Middle SchoolC+
Middle · Grades 6–8 · 4.1 mi
H
Gardiner Area High SchoolB-
High · Grades 9–12 · 4.6 mi

District: School Administrative District 11

Neighborhood · ZIP 04345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,905
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.169 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,268
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,055
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1095 River Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 85% of homes in Gardiner 04345
  • Among the newest homes in Kennebec County

How it measures up in Gardiner 04345

The dot is this home. The mark in the middle is the typical home in Gardiner 04345.

Living area1,456 ft²
SmallerTypical 1,485 ft²Bigger

Bigger than 49% of homes nearby

Lot size5.4 ac
SmallerTypical 1.12 acBigger

Bigger than 85% of homes nearby

Year built2021
OlderTypical 1949Newer

Newer than 98% of homes nearby

How 1095 River Ave ranks against every home in each area.
MeasureThis homeGardiner 04345Kennebec County
Living areabigger than1,456 ft²49% of homes59% of homes
Lot sizebigger than5.4 ac85% of homes85% of homes
Year builtnewer than202198% of homesalmost all homes

About 1095 River Ave

When did 1095 River Ave, Gardiner, ME last sell?

1095 River Ave, Gardiner, ME last sold on Jan 13, 2022 for $362,200, according to the county's recorded deed.

How big is 1095 River Ave, Gardiner, ME?

1095 River Ave, Gardiner, ME has 3 bedrooms, 2 bathrooms, 1,456 square feet of living space and a 5.40-acre lot.

When was 1095 River Ave, Gardiner, ME built?

1095 River Ave, Gardiner, ME was built in 2021, making it 5 years old. It is a ranch home. The building has 1 story.

What schools serve 1095 River Ave, Gardiner, ME?

1095 River Ave, Gardiner, ME is assigned to Laura E Richards School (elementary); Gardiner Regional Middle School (middle), rated C+; Gardiner Area High School (high), rated B-. All sit in School Administrative District 11. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1095 River Ave, Gardiner, ME compare to other homes in Gardiner 04345?

Among the 4,739 homes in Gardiner 04345, it is bigger than 49% of them (1,456 ft² against a typical 1,485 ft²), its lot is bigger than 85% of them (5.4 ac against a typical 1.12 ac) and it is newer than 98% of them (2021 against a typical 1949). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1095 River Ave, Gardiner, ME?

The 2025 property tax bill for 1095 River Ave, Gardiner, ME was $4,647. The county assessed it at $176,700.

Closest homes

More homes in Gardiner 04345

Assigned schools

Explore the area

See this home in context

Open 1095 River Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map