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Single Family ResidenceResidential
$890,143$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $860,000 on Nov 4, 2024

10951 COLD SPRING DR

DAYTON, OH 45458
4
Beds
4 / 1
Baths
3,054 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.27 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$890K
$816K low$964K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$860,000 · Nov 4, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,089 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,320 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$110,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$160,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$458,070

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.1.27
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 256 ft²Porch · 276 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Centerville Primary Village South
Elementary · Grades PK–1 · 2.5 mi
H
Centerville High SchoolA
High · Grades 9–12 · 2.8 mi
M
Magsig Middle SchoolA-
Middle · Grades 6–8 · 2.8 mi

District: Centerville City School District

Neighborhood · ZIP 45458These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,778 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,028
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10951 Cold Spring Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Montgomery County
  • Among the highest price per square foot in Montgomery County
  • Bigger than 96% of homes in Montgomery County
  • Among the largest lots in Village of Winding Creek
  • Newer than 97% of homes in Montgomery County

What homes are worth in Dayton 45458

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$936K

This home is worth more than 97% of homes in Dayton 45458.

How it measures up in Dayton 45458

The dot is this home. The mark in the middle is the typical home in Dayton 45458.

Estimated value$890,143
CheaperTypical $435,239Pricier

Pricier than 97% of homes nearby

Price per ft²$291
CheaperTypical $187Pricier

Pricier than 96% of homes nearby

Living area3,054 ft²
SmallerTypical 2,242 ft²Bigger

Bigger than 81% of homes nearby

Lot size1.27 ac
SmallerTypical 0.37 acBigger

Bigger than 97% of homes nearby

Year built2009
OlderTypical 1993Newer

Newer than 78% of homes nearby

How 10951 Cold Spring Dr ranks against every home in each area.
MeasureThis homeVillage of Winding CreekDayton 45458Montgomery County
Estimated valuepricier than$890,14398% of homes97% of homesalmost all homes
Price per ft²pricier than$29195% of homes96% of homesalmost all homes
Living areabigger than3,054 ft²67% of homes81% of homes96% of homes
Lot sizebigger than1.27 acalmost all homes97% of homes95% of homes
Year builtnewer than200913% of homes78% of homes97% of homes

About 10951 Cold Spring Dr

How much is 10951 Cold Spring Dr, Dayton, OH worth?

The TopHap Estimate for 10951 Cold Spring Dr, Dayton, OH is $890,143 as of Sep 24, 2026. The likely range is $815,828 to $964,458. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10951 Cold Spring Dr, Dayton, OH last sell?

10951 Cold Spring Dr, Dayton, OH last sold on Nov 4, 2024 for $860,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10951 Cold Spring Dr, Dayton, OH?

10951 Cold Spring Dr, Dayton, OH has 4 bedrooms, 4 bathrooms, 3,054 square feet of living space and a 1.27-acre lot.

When was 10951 Cold Spring Dr, Dayton, OH built?

10951 Cold Spring Dr, Dayton, OH was built in 2009, making it 17 years old. It is a colonial home. The building has 2 stories.

What schools serve 10951 Cold Spring Dr, Dayton, OH?

10951 Cold Spring Dr, Dayton, OH is assigned to Centerville Primary Village South (elementary); Centerville High School (high), rated A; Magsig Middle School (middle), rated A-. All sit in Centerville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10951 Cold Spring Dr, Dayton, OH compare to other homes in Dayton 45458?

Among the 13,350 homes in Dayton 45458, it is worth more than 97% of them ($890,143 against a typical $435,239), its price per square foot is higher than 96% of them ($291 against a typical $187), it is bigger than 81% of them (3,054 ft² against a typical 2,242 ft²), its lot is bigger than 97% of them (1.27 ac against a typical 0.37 ac) and it is newer than 78% of them (2009 against a typical 1993). Measured against all of Montgomery County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10951 Cold Spring Dr, Dayton, OH?

The 2024 property tax bill for 10951 Cold Spring Dr, Dayton, OH was $11,089. The county assessed it at $160,320.

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