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Single Family ResidenceResidential
$1,110,337$282 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $925,000 on Jan 28, 2020

10995 COLD SPRING DR

DAYTON, OH 45458
5
Beds
5 / 1
Baths
3,938 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$867K low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$925,000 · Jan 28, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,010 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$302,250 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,480
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$274,770
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$302,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$863,550

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.109 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.0.62
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 400 ft²Porch · 612 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Centerville Primary Village South
Elementary · Grades PK–1 · 2.7 mi
H
Centerville High SchoolA
High · Grades 9–12 · 3.0 mi
M
Magsig Middle SchoolA-
Middle · Grades 6–8 · 3.0 mi

District: Centerville City School District

Neighborhood · ZIP 45458These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,778 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,300
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,028
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10995 Cold Spring Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Village of Winding Creek
  • Among the highest price per square foot in Montgomery County
  • Among the largest homes in Montgomery County
  • Has a bigger lot than 91% of homes in Village of Winding Creek
  • Newer than 98% of homes in Montgomery County

What homes are worth in Dayton 45458

Each bar is how many homes fall in that price range. The marker is this home.

This home
$137K$936K

This home is worth more than almost all homes in Dayton 45458.

How it measures up in Dayton 45458

The dot is this home. The mark in the middle is the typical home in Dayton 45458.

Estimated value$1,110,337
CheaperTypical $435,239Pricier

Pricier than almost all homes nearby

Price per ft²$282
CheaperTypical $187Pricier

Pricier than 95% of homes nearby

Living area3,938 ft²
SmallerTypical 2,242 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.62 ac
SmallerTypical 0.37 acBigger

Bigger than 88% of homes nearby

Year built2015
OlderTypical 1993Newer

Newer than 86% of homes nearby

How 10995 Cold Spring Dr ranks against every home in each area.
MeasureThis homeVillage of Winding CreekDayton 45458Montgomery County
Estimated valuepricier than$1,110,337almost all homesalmost all homesalmost all homes
Price per ft²pricier than$28294% of homes95% of homesalmost all homes
Living areabigger than3,938 ft²91% of homes95% of homesalmost all homes
Lot sizebigger than0.62 ac91% of homes88% of homes91% of homes
Year builtnewer than201554% of homes86% of homes98% of homes

About 10995 Cold Spring Dr

How much is 10995 Cold Spring Dr, Dayton, OH worth?

The TopHap Estimate for 10995 Cold Spring Dr, Dayton, OH is $1,110,337 as of Sep 24, 2026. The likely range is $866,510 to $1,354,164. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10995 Cold Spring Dr, Dayton, OH last sell?

10995 Cold Spring Dr, Dayton, OH last sold on Jan 28, 2020 for $925,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 10995 Cold Spring Dr, Dayton, OH?

10995 Cold Spring Dr, Dayton, OH has 5 bedrooms, 5 bathrooms, 3,938 square feet of living space and a 0.62-acre lot.

When was 10995 Cold Spring Dr, Dayton, OH built?

10995 Cold Spring Dr, Dayton, OH was built in 2015, making it 11 years old. It is a modern home. The building has 2 stories.

What schools serve 10995 Cold Spring Dr, Dayton, OH?

10995 Cold Spring Dr, Dayton, OH is assigned to Centerville Primary Village South (elementary); Centerville High School (high), rated A; Magsig Middle School (middle), rated A-. All sit in Centerville City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10995 Cold Spring Dr, Dayton, OH compare to other homes in Dayton 45458?

Among the 13,350 homes in Dayton 45458, it is worth more than almost all of them ($1,110,337 against a typical $435,239), its price per square foot is higher than 95% of them ($282 against a typical $187), it is bigger than 95% of them (3,938 ft² against a typical 2,242 ft²), its lot is bigger than 88% of them (0.62 ac against a typical 0.37 ac) and it is newer than 86% of them (2015 against a typical 1993). Measured against all of Montgomery County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10995 Cold Spring Dr, Dayton, OH?

The 2024 property tax bill for 10995 Cold Spring Dr, Dayton, OH was $19,010. The county assessed it at $302,250.

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