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Single Family ResidenceResidential
$166,708$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $154,000 on Mar 5, 2025

1096 E JAMES ST

WHITE CLOUD, MI 49349
3
Beds
1
Baths
1,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$167K
$138K low$195K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$154,000 · Mar 5, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,143 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$140,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyNEWAYGO
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
White Cloud Junior High SchoolD
Middle · Grades 7–8 · 0.6 mi
H
White Cloud High SchoolD
High · Grades 9–12 · 0.7 mi
E
White Cloud Elementary SchoolC-
Elementary · Grades KG–5 · 0.9 mi

District: White Cloud Public Schools

Neighborhood · ZIP 49349These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.9,405
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,236
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,611
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1096 E James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Newaygo County
  • Costs less per square foot than 86% of homes in Newaygo County
  • Bigger than 77% of homes in White Cloud 49349
  • Has a smaller lot than 96% of homes in White Cloud 49349

What homes are worth in White Cloud 49349

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$498K

This home is worth more than 50% of homes in White Cloud 49349.

How it measures up in White Cloud 49349

The dot is this home. The mark in the middle is the typical home in White Cloud 49349.

Estimated value$166,708
CheaperTypical $166,221Pricier

Pricier than 50% of homes nearby

Price per ft²$107
CheaperTypical $170Pricier

Pricier than 20% of homes nearby

Living area1,560 ft²
SmallerTypical 1,152 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.2 ac
SmallerTypical 4.5 acBigger

Bigger than 4% of homes nearby

How 1096 E James St ranks against every home in each area.
MeasureThis homeWhite Cloud 49349Newaygo County
Estimated valuepricier than$166,70850% of homes31% of homes
Price per ft²pricier than$10720% of homes14% of homes
Living areabigger than1,560 ft²77% of homes68% of homes
Lot sizebigger than0.2 ac4% of homes8% of homes

About 1096 E James St

How much is 1096 E James St, White Cloud, MI worth?

The TopHap Estimate for 1096 E James St, White Cloud, MI is $166,708 as of Sep 24, 2026. The likely range is $138,215 to $195,201. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1096 E James St, White Cloud, MI last sell?

1096 E James St, White Cloud, MI last sold on Mar 5, 2025 for $154,000, according to the county's recorded deed.

How big is 1096 E James St, White Cloud, MI?

1096 E James St, White Cloud, MI has 3 bedrooms, 1 bathrooms, 1,560 square feet of living space and a 0.20-acre lot.

What schools serve 1096 E James St, White Cloud, MI?

1096 E James St, White Cloud, MI is assigned to White Cloud Junior High School (middle), rated D; White Cloud High School (high), rated D; White Cloud Elementary School (elementary), rated C-. All sit in White Cloud Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1096 E James St, White Cloud, MI compare to other homes in White Cloud 49349?

Among the 4,545 homes in White Cloud 49349, it is worth more than 50% of them ($166,708 against a typical $166,221), its price per square foot is higher than 20% of them ($107 against a typical $170), it is bigger than 77% of them (1,560 ft² against a typical 1,152 ft²) and its lot is bigger than 4% of them (0.2 ac against a typical 4.5 ac). Measured against all of Newaygo County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1096 E James St, White Cloud, MI?

The 2025 property tax bill for 1096 E James St, White Cloud, MI was $3,143. The county assessed it at $70,200.

More homes on E James St

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