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Single Family ResidenceResidential
$191,480
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on May 17, 2024

1440 E JAMES ST

WHITE CLOUD, MI 49349
0
Baths
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$191K
$140K low$243K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · May 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,699 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$89,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.87 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNEWAYGO
Lot (acres)The size of the land the home sits on, from county records.0.40
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
White Cloud Junior High SchoolD+
Middle · Grades 7–8 · 1.1 mi
H
White Cloud High SchoolD
High · Grades 9–12 · 1.2 mi
E
White Cloud Elementary SchoolB+
Elementary · Grades KG–5 · 1.3 mi

District: White Cloud Public Schools

Neighborhood · ZIP 49349These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.9,405
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,236
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,611
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1440 E James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 87% of homes in White Cloud 49349

What homes are worth in White Cloud 49349

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$482K

This home is worth more than 63% of homes in White Cloud 49349.

How it measures up in White Cloud 49349

The dot is this home. The mark in the middle is the typical home in White Cloud 49349.

Estimated value$191,480
CheaperTypical $154,899Pricier

Pricier than 63% of homes nearby

Lot size0.4 ac
SmallerTypical 4.27 acBigger

Bigger than 13% of homes nearby

How 1440 E James St ranks against every home in each area.
MeasureThis homeWhite Cloud 49349Newaygo County
Estimated valuepricier than$191,48063% of homes45% of homes
Lot sizebigger than0.4 ac13% of homes20% of homes

About 1440 E James St

How much is 1440 E James St, White Cloud, MI worth?

The TopHap Estimate for 1440 E James St, White Cloud, MI is $191,480 as of Jul 14, 2026. The likely range is $140,275 to $242,685. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1440 E James St, White Cloud, MI last sell?

1440 E James St, White Cloud, MI last sold on May 17, 2024 for $200,000, according to the county's recorded deed.

What schools serve 1440 E James St, White Cloud, MI?

1440 E James St, White Cloud, MI is assigned to White Cloud Junior High School (middle), rated D+; White Cloud High School (high), rated D; White Cloud Elementary School (elementary), rated B+. All sit in White Cloud Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1440 E James St, White Cloud, MI compare to other homes in White Cloud 49349?

Among the 4,545 homes in White Cloud 49349, it is worth more than 63% of them ($191,480 against a typical $154,899) and its lot is bigger than 13% of them (0.4 ac against a typical 4.27 ac). Measured against all of Newaygo County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1440 E James St, White Cloud, MI?

The 2025 property tax bill for 1440 E James St, White Cloud, MI was $2,699. The county assessed it at $97,900.

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