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Single Family ResidenceResidential
Last sold for $800,000 on Jul 9, 2009

1096 RIVER BAY RD

ANNAPOLIS, MD 21409
2
Baths
2,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$800,000 · Jul 9, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,382 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,645,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,517,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,773,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.192 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyANNE ARUNDEL
Lot (acres)The size of the land the home sits on, from county records.0.51
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 288 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cape St. Claire Elementary SchoolA
Elementary · Grades PK–5 · 0.9 mi
H
Broadneck High SchoolA-
High · Grades 9–12 · 1.0 mi
M
Magothy River Middle SchoolA
Middle · Grades 6–8 · 3.7 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 21409These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.19,947
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,056 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$139,607
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$177,018
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1096 River Bay Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 76% of homes in College Parkway
  • Has a bigger lot than 93% of homes in College Parkway
  • Newer than 97% of homes in College Parkway

How it measures up in Annapolis 21409

The dot is this home. The mark in the middle is the typical home in Annapolis 21409.

Living area2,224 ft²
SmallerTypical 1,972 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.51 ac
SmallerTypical 0.23 acBigger

Bigger than 73% of homes nearby

Year built2014
OlderTypical 1981Newer

Newer than 96% of homes nearby

How 1096 River Bay Rd ranks against every home in each area.
MeasureThis homeCollege ParkwayAnnapolis 21409Anne Arundel County
Living areabigger than2,224 ft²76% of homes61% of homes67% of homes
Lot sizebigger than0.51 ac93% of homes73% of homes81% of homes
Year builtnewer than201497% of homes96% of homes91% of homes

About 1096 River Bay Rd

When did 1096 River Bay Rd, Annapolis, MD last sell?

1096 River Bay Rd, Annapolis, MD last sold on Jul 9, 2009 for $800,000, according to the county's recorded deed.

How big is 1096 River Bay Rd, Annapolis, MD?

1096 River Bay Rd, Annapolis, MD has 2 bathrooms, 2,224 square feet of living space and a 0.51-acre lot.

When was 1096 River Bay Rd, Annapolis, MD built?

1096 River Bay Rd, Annapolis, MD was built in 2014, making it 12 years old. It is a conventional home. The building has 1 story.

What schools serve 1096 River Bay Rd, Annapolis, MD?

1096 River Bay Rd, Annapolis, MD is assigned to Cape St. Claire Elementary School (elementary), rated A; Broadneck High School (high), rated A-; Magothy River Middle School (middle), rated A. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1096 River Bay Rd, Annapolis, MD compare to other homes in Annapolis 21409?

Among the 7,909 homes in Annapolis 21409, it is bigger than 61% of them (2,224 ft² against a typical 1,972 ft²), its lot is bigger than 73% of them (0.51 ac against a typical 0.23 ac) and it is newer than 96% of them (2014 against a typical 1981). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1096 River Bay Rd, Annapolis, MD?

The 2025 property tax bill for 1096 River Bay Rd, Annapolis, MD was $12,382. The county assessed it at $1,645,100.

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Assigned schools

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