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Rural ResidenceResidential
$437,088$273 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10977 ROUTE 9

CHAMPLAIN, NY 12919
3
Beds
1
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
97.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$437K
$374K low$501K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$437,088
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$349,670

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,833 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$477,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$432,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$433,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$477,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Modular
CountyClinton
Lot (acres)The size of the land the home sits on, from county records.97.10
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 12919These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.158

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,065
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.80 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,495
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,209
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10977 Route 9 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Champlain 12919
  • Costs more per square foot than 97% of homes in Clinton County
  • Bigger than 65% of homes in Champlain 12919
  • Has a bigger lot than 98% of homes in Champlain 12919

What homes are worth in Champlain 12919

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$571K

This home is worth more than 95% of homes in Champlain 12919.

How it measures up in Champlain 12919

The dot is this home. The mark in the middle is the typical home in Champlain 12919.

Estimated value$437,088
CheaperTypical $190,057Pricier

Pricier than 95% of homes nearby

Price per ft²$273
CheaperTypical $124Pricier

Pricier than 96% of homes nearby

Living area1,600 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 65% of homes nearby

Lot size97.1 ac
SmallerTypical 0.92 acBigger

Bigger than 98% of homes nearby

Year built1973
OlderTypical 1970Newer

Newer than 53% of homes nearby

How 10977 Route 9 ranks against every home in each area.
MeasureThis homeChamplain 12919Clinton County
Estimated valuepricier than$437,08895% of homes94% of homes
Price per ft²pricier than$27396% of homes97% of homes
Living areabigger than1,600 ft²65% of homes61% of homes
Lot sizebigger than97.1 ac98% of homes98% of homes
Year builtnewer than197353% of homes51% of homes

About 10977 Route 9

How much is 10977 Route 9, Champlain, NY worth?

The TopHap Estimate for 10977 Route 9, Champlain, NY is $437,088 as of Jul 14, 2026. The likely range is $373,637 to $500,539. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10977 Route 9, Champlain, NY last sell?

10977 Route 9, Champlain, NY last sold on Jun 24, 2024, according to the county's recorded deed.

How big is 10977 Route 9, Champlain, NY?

10977 Route 9, Champlain, NY has 3 bedrooms, 1 bathrooms, 1,600 square feet of living space and a 97.10-acre lot.

When was 10977 Route 9, Champlain, NY built?

10977 Route 9, Champlain, NY was built in 1973, making it 53 years old. It is a modular home. The building has 1 story.

How does 10977 Route 9, Champlain, NY compare to other homes in Champlain 12919?

Among the 1,284 homes in Champlain 12919, it is worth more than 95% of them ($437,088 against a typical $190,057), its price per square foot is higher than 96% of them ($273 against a typical $124), it is bigger than 65% of them (1,600 ft² against a typical 1,404 ft²), its lot is bigger than 98% of them (97.1 ac against a typical 0.92 ac) and it is newer than 53% of them (1973 against a typical 1970). Measured against all of Clinton County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10977 Route 9, Champlain, NY?

The 2024 property tax bill for 10977 Route 9, Champlain, NY was $4,833. The county assessed it at $477,800.

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