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Single Family ResidenceResidential
$545,750$384 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $446,000 on Dec 13, 2019

10995 GARDEN LN

ROUGH AND READY, CA 95975
2
Beds
1
Baths
1,422 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$546K
$514K low$578K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$446,000 · Dec 13, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$143,138
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$114,510
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$390,527
LAKEVIEW LOAN SERVICING LLC · recorded Mar 22, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,085
FLAGSTAR BANK FSB

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,781 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$533,597 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$133,859
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$399,738
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$523,135
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$507,330

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyNEVADA
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 1,422 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Nevada Union High SchoolB+
High · Grades 9–12 · 5.1 mi

District: Nevada Joint Union High School District

Neighborhood · ZIP 95975These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,885
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.208 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,216
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,598
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10995 Garden Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Rough and Ready 95975
  • Costs more per square foot than 87% of homes in Rough and Ready 95975
  • Smaller than 70% of homes in Nevada County
  • Has a bigger lot than 75% of homes in Nevada County
  • Newer than 66% of homes in Rough and Ready 95975

What homes are worth in Rough and Ready 95975

Each bar is how many homes fall in that price range. The marker is this home.

This home
$238K$1M

This home is worth more than 69% of homes in Rough and Ready 95975.

How it measures up in Rough and Ready 95975

The dot is this home. The mark in the middle is the typical home in Rough and Ready 95975.

Estimated value$545,750
CheaperTypical $448,874Pricier

Pricier than 69% of homes nearby

Price per ft²$384
CheaperTypical $277Pricier

Pricier than 87% of homes nearby

Living area1,422 ft²
SmallerTypical 1,650 ft²Bigger

Bigger than 32% of homes nearby

Lot size3.17 ac
SmallerTypical 4.95 acBigger

Bigger than 37% of homes nearby

Year built1990
OlderTypical 1985Newer

Newer than 66% of homes nearby

How 10995 Garden Ln ranks against every home in each area.
MeasureThis homeRough and Ready 95975Nevada County
Estimated valuepricier than$545,75069% of homes41% of homes
Price per ft²pricier than$38487% of homes60% of homes
Living areabigger than1,422 ft²32% of homes30% of homes
Lot sizebigger than3.17 ac37% of homes75% of homes
Year builtnewer than199066% of homes65% of homes

About 10995 Garden Ln

How much is 10995 Garden Ln, Rough And Ready, CA worth?

The TopHap Estimate for 10995 Garden Ln, Rough And Ready, CA is $545,750 as of Jul 14, 2026. The likely range is $513,542 to $577,958. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10995 Garden Ln, Rough And Ready, CA last sell?

10995 Garden Ln, Rough And Ready, CA last sold on Dec 13, 2019 for $446,000, according to the county's recorded deed.

How big is 10995 Garden Ln, Rough And Ready, CA?

10995 Garden Ln, Rough And Ready, CA has 2 bedrooms, 1 bathrooms and 1,422 square feet of living space.

When was 10995 Garden Ln, Rough And Ready, CA built?

10995 Garden Ln, Rough And Ready, CA was built in 1990, making it 36 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 10995 Garden Ln, Rough And Ready, CA?

10995 Garden Ln, Rough And Ready, CA is assigned to Nevada Union High School (high), rated B+. All sit in Nevada Joint Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10995 Garden Ln, Rough And Ready, CA compare to other homes in Rough and Ready 95975?

Among the 714 homes in Rough and Ready 95975, it is worth more than 69% of them ($545,750 against a typical $448,874), its price per square foot is higher than 87% of them ($384 against a typical $277), it is bigger than 32% of them (1,422 ft² against a typical 1,650 ft²), its lot is bigger than 37% of them (3.17 ac against a typical 4.95 ac) and it is newer than 66% of them (1990 against a typical 1985). Measured against all of Nevada County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10995 Garden Ln, Rough And Ready, CA?

The 2025 property tax bill for 10995 Garden Ln, Rough And Ready, CA was $5,781. The county assessed it at $533,597.

Closest homes

More homes in Rough And Ready 95975

Assigned schools

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