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CondominiumResidential
$443,740$347 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $105,000 on Oct 1, 1998

11 RIVERBANK CIR

HAVERHILL, MA 01835
3
Beds
1.5
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$444K
$432K low$455K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Oct 1, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$275,740
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$220,592
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$105,000
BANK OF AMERICA · P · recorded Oct 1, 1998
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$63,000
M & T BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,401 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$410,900 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$410,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$342,475

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyESSEX
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Caleb Dustin Hunking SchoolB-
Elementary · Grades KG–8 · 0.9 mi
H
Haverhill High SchoolC
High · Grades 9–12 · 1.9 mi

District: Haverhill School District

Neighborhood · ZIP 01835These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.95

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.14,967
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,689 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,108
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,552
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11 Riverbank Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Essex County
  • Costs less per square foot than 74% of homes in Essex County
  • Smaller than 83% of homes in Haverhill 01835
  • Newer than 78% of homes in Essex County

What homes are worth in Haverhill 01835

Each bar is how many homes fall in that price range. The marker is this home.

This home
$311K$1M

This home is worth more than 20% of homes in Haverhill 01835.

How it measures up in Haverhill 01835

The dot is this home. The mark in the middle is the typical home in Haverhill 01835.

Estimated value$443,740
CheaperTypical $575,879Pricier

Pricier than 20% of homes nearby

Price per ft²$347
CheaperTypical $339Pricier

Pricier than 55% of homes nearby

Living area1,280 ft²
SmallerTypical 1,722 ft²Bigger

Bigger than 17% of homes nearby

Year built1986
OlderTypical 1977Newer

Newer than 72% of homes nearby

How 11 Riverbank Cir ranks against every home in each area.
MeasureThis homeHaverhill 01835Essex County
Estimated valuepricier than$443,74020% of homes10% of homes
Price per ft²pricier than$34755% of homes26% of homes
Living areabigger than1,280 ft²17% of homes23% of homes
Year builtnewer than198672% of homes78% of homes

About 11 Riverbank Cir

How much is 11 Riverbank Cir, Haverhill, MA worth?

The TopHap Estimate for 11 Riverbank Cir, Haverhill, MA is $443,740 as of Jul 14, 2026. The likely range is $432,465 to $455,015. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11 Riverbank Cir, Haverhill, MA last sell?

11 Riverbank Cir, Haverhill, MA last sold on Oct 1, 1998 for $105,000, according to the county's recorded deed.

How big is 11 Riverbank Cir, Haverhill, MA?

11 Riverbank Cir, Haverhill, MA has 3 bedrooms, 1.5 bathrooms and 1,280 square feet of living space.

When was 11 Riverbank Cir, Haverhill, MA built?

11 Riverbank Cir, Haverhill, MA was built in 1986, making it 40 years old. The building has 2 stories.

What schools serve 11 Riverbank Cir, Haverhill, MA?

11 Riverbank Cir, Haverhill, MA is assigned to Caleb Dustin Hunking School (elementary), rated B-; Haverhill High School (high), rated C. All sit in Haverhill School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11 Riverbank Cir, Haverhill, MA compare to other homes in Haverhill 01835?

Among the 4,509 homes in Haverhill 01835, it is worth more than 20% of them ($443,740 against a typical $575,879), its price per square foot is higher than 55% of them ($347 against a typical $339), it is bigger than 17% of them (1,280 ft² against a typical 1,722 ft²) and it is newer than 72% of them (1986 against a typical 1977). Measured against all of Essex County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11 Riverbank Cir, Haverhill, MA?

The 2025 property tax bill for 11 Riverbank Cir, Haverhill, MA was $4,401. The county assessed it at $410,900.

Closest homes

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Assigned schools

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