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Single Family ResidenceResidential
$500,322$448 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $480,000 on May 29, 2025

11 SUMMER ST

BILLERICA, MA 01821
1
Beds
1.5
Baths
1,116 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1939
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$500K
$449K low$552K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · May 29, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$34,722
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,778
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$465,600
NEW FED MORTGAGE CORP · P · recorded May 29, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,989 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$438,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$264,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$174,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$453,340

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.95 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Thomas DitsonC
Elementary · Grades KG–4 · 0.6 mi
M
Locke Middle SchoolB+
Middle · Grades 5–7 · 1.4 mi
H
Billerica Memorial High SchoolC
High · Grades 8–12 · 2.9 mi

District: Billerica School District

Neighborhood · ZIP 01821These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.31,495
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,857 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,460
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,991
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11 Summer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Billerica 01821
  • Costs more per square foot than 84% of homes in Billerica 01821
  • Smaller than 88% of homes in Billerica 01821
  • Has a smaller lot than 95% of homes in Billerica 01821
  • Older than 90% of homes in Billerica 01821

What homes are worth in Billerica 01821

Each bar is how many homes fall in that price range. The marker is this home.

This home
$277K$1.1M

This home is worth more than 14% of homes in Billerica 01821.

How it measures up in Billerica 01821

The dot is this home. The mark in the middle is the typical home in Billerica 01821.

Estimated value$500,322
CheaperTypical $669,399Pricier

Pricier than 14% of homes nearby

Price per ft²$448
CheaperTypical $369Pricier

Pricier than 84% of homes nearby

Living area1,116 ft²
SmallerTypical 1,872 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.12 ac
SmallerTypical 0.57 acBigger

Bigger than 5% of homes nearby

Year built1939
OlderTypical 1970Newer

Newer than 10% of homes nearby

How 11 Summer St ranks against every home in each area.
MeasureThis homeBillerica 01821Middlesex County
Estimated valuepricier than$500,32214% of homes14% of homes
Price per ft²pricier than$44884% of homes46% of homes
Living areabigger than1,116 ft²12% of homes16% of homes
Lot sizebigger than0.12 ac5% of homes18% of homes
Year builtnewer than193910% of homes35% of homes

About 11 Summer St

How much is 11 Summer St, Billerica, MA worth?

The TopHap Estimate for 11 Summer St, Billerica, MA is $500,322 as of Jul 14, 2026. The likely range is $448,776 to $551,868. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11 Summer St, Billerica, MA last sell?

11 Summer St, Billerica, MA last sold on May 29, 2025 for $480,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 11 Summer St, Billerica, MA?

11 Summer St, Billerica, MA has 1 bedrooms, 1.5 bathrooms, 1,116 square feet of living space and a 0.12-acre lot.

When was 11 Summer St, Billerica, MA built?

11 Summer St, Billerica, MA was built in 1939, making it 87 years old. The building has 2 stories.

What schools serve 11 Summer St, Billerica, MA?

11 Summer St, Billerica, MA is assigned to Thomas Ditson (elementary), rated C; Locke Middle School (middle), rated B+; Billerica Memorial High School (high), rated C. All sit in Billerica School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11 Summer St, Billerica, MA compare to other homes in Billerica 01821?

Among the 10,003 homes in Billerica 01821, it is worth more than 14% of them ($500,322 against a typical $669,399), its price per square foot is higher than 84% of them ($448 against a typical $369), it is bigger than 12% of them (1,116 ft² against a typical 1,872 ft²), its lot is bigger than 5% of them (0.12 ac against a typical 0.57 ac) and it is newer than 10% of them (1939 against a typical 1970). Measured against all of Middlesex County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11 Summer St, Billerica, MA?

The 2025 property tax bill for 11 Summer St, Billerica, MA was $4,989. The county assessed it at $438,800.

Closest homes

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Assigned schools

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