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Single Family ResidenceResidential
$1,297,452$610 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $620,000 on May 15, 2018

1102 INDIAN RIDGE DR

MONETA, VA 24121
3
Beds
3.5
Baths
2,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$620,000 · May 15, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$624,988
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$499,990
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$453,464
QUICKEN LOANS LLC · R · 2.75% 2 · recorded Oct 14, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$219,000
ATLANTIC UNION BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,401 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$829,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$400,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$429,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$814,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$829,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.105 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.0.70
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 512 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Moneta Elementary SchoolA
Elementary · Grades PK–5 · 5.0 mi
M
Staunton River Middle SchoolB-
Middle · Grades 6–8 · 8.5 mi
H
Staunton River High SchoolD
High · Grades 9–12 · 8.5 mi

District: Bedford County Public Schools

Neighborhood · ZIP 24121These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.11,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,926
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,856
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1102 Indian Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Bedford County
  • Costs more per square foot than 97% of homes in Bedford County
  • Bigger than 77% of homes in Moneta 24121
  • Has a smaller lot than 72% of homes in Bedford County
  • Older than 75% of homes in Moneta 24121

What homes are worth in Moneta 24121

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$2.2M

This home is worth more than 88% of homes in Moneta 24121.

How it measures up in Moneta 24121

The dot is this home. The mark in the middle is the typical home in Moneta 24121.

Estimated value$1,297,452
CheaperTypical $543,024Pricier

Pricier than 88% of homes nearby

Price per ft²$610
CheaperTypical $386Pricier

Pricier than 83% of homes nearby

Living area2,128 ft²
SmallerTypical 1,614 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.7 ac
SmallerTypical 0.96 acBigger

Bigger than 36% of homes nearby

Year built1982
OlderTypical 1994Newer

Newer than 25% of homes nearby

How 1102 Indian Ridge Dr ranks against every home in each area.
MeasureThis homeMoneta 24121Bedford County
Estimated valuepricier than$1,297,45288% of homesalmost all homes
Price per ft²pricier than$61083% of homes97% of homes
Living areabigger than2,128 ft²77% of homes76% of homes
Lot sizebigger than0.7 ac36% of homes28% of homes
Year builtnewer than198225% of homes39% of homes

About 1102 Indian Ridge Dr

How much is 1102 Indian Ridge Dr, Moneta, VA worth?

The TopHap Estimate for 1102 Indian Ridge Dr, Moneta, VA is $1,297,452 as of Jul 14, 2026. The likely range is $1,204,059 to $1,390,845. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1102 Indian Ridge Dr, Moneta, VA last sell?

1102 Indian Ridge Dr, Moneta, VA last sold on May 15, 2018 for $620,000, according to the county's recorded deed.

How big is 1102 Indian Ridge Dr, Moneta, VA?

1102 Indian Ridge Dr, Moneta, VA has 3 bedrooms, 3.5 bathrooms, 2,128 square feet of living space and a 0.70-acre lot.

When was 1102 Indian Ridge Dr, Moneta, VA built?

1102 Indian Ridge Dr, Moneta, VA was built in 1982, making it 44 years old. It is a conventional home. The building has 1 story.

What schools serve 1102 Indian Ridge Dr, Moneta, VA?

1102 Indian Ridge Dr, Moneta, VA is assigned to Moneta Elementary School (elementary), rated A; Staunton River Middle School (middle), rated B-; Staunton River High School (high), rated D. All sit in Bedford County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1102 Indian Ridge Dr, Moneta, VA compare to other homes in Moneta 24121?

Among the 7,422 homes in Moneta 24121, it is worth more than 88% of them ($1,297,452 against a typical $543,024), its price per square foot is higher than 83% of them ($610 against a typical $386), it is bigger than 77% of them (2,128 ft² against a typical 1,614 ft²), its lot is bigger than 36% of them (0.7 ac against a typical 0.96 ac) and it is newer than 25% of them (1982 against a typical 1994). Measured against all of Bedford County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1102 Indian Ridge Dr, Moneta, VA?

The 2026 property tax bill for 1102 Indian Ridge Dr, Moneta, VA was $3,401. The county assessed it at $829,400.

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Assigned schools

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