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Single Family ResidenceResidential
$123,378$58 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1102 STATE ROUTE 95

BOMBAY, NY 12914
3
Beds
3 / 1
Baths
2,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$123K
$105K low$142K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,528
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,222
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$41,850
SEACOMM FCU · recorded Sep 10, 2018

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,504
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$76,496
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$155,172

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.94 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.3.00
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Salmon River Elementary SchoolC-
Elementary · Grades PK–5 · 5.3 mi
H
Salmon River High SchoolC-
High · Grades 9–12 · 5.3 mi
M
Salmon River Middle SchoolD+
Middle · Grades 6–8 · 5.3 mi

District: Salmon River Central School District

Neighborhood · ZIP 12914These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.194

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.2.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,111
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,557
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,584
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1102 State Route 95 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Bombay 12914
  • Costs less per square foot than 83% of homes in Franklin County
  • Bigger than 86% of homes in Franklin County
  • Has a bigger lot than 71% of homes in Franklin County
  • Newer than 95% of homes in Franklin County

What homes are worth in Bombay 12914

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$209K

This home is worth more than 80% of homes in Bombay 12914.

How it measures up in Bombay 12914

The dot is this home. The mark in the middle is the typical home in Bombay 12914.

Estimated value$123,378
CheaperTypical $76,537Pricier

Pricier than 80% of homes nearby

Price per ft²$58
CheaperTypical $65Pricier

Pricier than 39% of homes nearby

Living area2,112 ft²
SmallerTypical 1,354 ft²Bigger

Bigger than 79% of homes nearby

Lot size3 ac
SmallerTypical 1.75 acBigger

Bigger than 63% of homes nearby

Year built2012
OlderTypical 1972Newer

Newer than 90% of homes nearby

How 1102 State Route 95 ranks against every home in each area.
MeasureThis homeBombay 12914Franklin County
Estimated valuepricier than$123,37880% of homes41% of homes
Price per ft²pricier than$5839% of homes17% of homes
Living areabigger than2,112 ft²79% of homes86% of homes
Lot sizebigger than3 ac63% of homes71% of homes
Year builtnewer than201290% of homes95% of homes

About 1102 State Route 95

How much is 1102 State Route 95, Bombay, NY worth?

The TopHap Estimate for 1102 State Route 95, Bombay, NY is $123,378 as of Jul 14, 2026. The likely range is $105,111 to $141,645. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1102 State Route 95, Bombay, NY?

1102 State Route 95, Bombay, NY has 3 bedrooms, 3 bathrooms, 2,112 square feet of living space and a 3.00-acre lot.

When was 1102 State Route 95, Bombay, NY built?

1102 State Route 95, Bombay, NY was built in 2012, making it 14 years old. It is a ranch home. The building has 1 story.

What schools serve 1102 State Route 95, Bombay, NY?

1102 State Route 95, Bombay, NY is assigned to Salmon River Elementary School (elementary), rated C-; Salmon River High School (high), rated C-; Salmon River Middle School (middle), rated D+. All sit in Salmon River Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1102 State Route 95, Bombay, NY compare to other homes in Bombay 12914?

Among the 381 homes in Bombay 12914, it is worth more than 80% of them ($123,378 against a typical $76,537), its price per square foot is higher than 39% of them ($58 against a typical $65), it is bigger than 79% of them (2,112 ft² against a typical 1,354 ft²), its lot is bigger than 63% of them (3 ac against a typical 1.75 ac) and it is newer than 90% of them (2012 against a typical 1972). Measured against all of Franklin County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Bombay 12914

Assigned schools

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