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Single Family ResidenceResidential
$132,426$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1108 RACE ST

CAMBRIDGE, MD 21613
1
Baths
1,225 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$132K
$120K low$145K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$3,426
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$2,741
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$79,000
SUNTRUST MORTGAGE INC · recorded Dec 24, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
TRADERS TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,705 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$91,733
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$98,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyDorchester
Lot (acres)The size of the land the home sits on, from county records.0.21
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 165 ft²Porch · 182 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mace's Lane Middle SchoolD-
Middle · Grades 6–8 · 0.7 mi
H
Cambridge-South Dorchester High SchoolD-
High · Grades 9–12 · 1.1 mi
E
Maple Elementary SchoolD
Elementary · Grades PK–5 · 1.5 mi

District: Dorchester County Public Schools

Neighborhood · ZIP 21613These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.18,293
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,063
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,781
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1108 Race St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Dorchester County
  • Costs less per square foot than 81% of homes in Dorchester County
  • Smaller than 72% of homes in Cambridge 21613
  • Has a smaller lot than 77% of homes in Dorchester County
  • Older than 81% of homes in Dorchester County

What homes are worth in Cambridge 21613

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$1.1M

This home is worth more than 21% of homes in Cambridge 21613.

How it measures up in Cambridge 21613

The dot is this home. The mark in the middle is the typical home in Cambridge 21613.

Estimated value$132,426
CheaperTypical $251,180Pricier

Pricier than 21% of homes nearby

Price per ft²$108
CheaperTypical $156Pricier

Pricier than 23% of homes nearby

Living area1,225 ft²
SmallerTypical 1,570 ft²Bigger

Bigger than 28% of homes nearby

Lot size0.21 ac
SmallerTypical 0.24 acBigger

Bigger than 42% of homes nearby

Year built1925
OlderTypical 1967Newer

Newer than 20% of homes nearby

How 1108 Race St ranks against every home in each area.
MeasureThis homeCambridgeCambridge 21613Dorchester County
Estimated valuepricier than$132,42629% of homes21% of homes17% of homes
Price per ft²pricier than$10831% of homes23% of homes19% of homes
Living areabigger than1,225 ft²34% of homes28% of homes30% of homes
Lot sizebigger than0.21 ac63% of homes42% of homes23% of homes
Year builtnewer than192523% of homes20% of homes19% of homes

About 1108 Race St

How much is 1108 Race St, Cambridge, MD worth?

The TopHap Estimate for 1108 Race St, Cambridge, MD is $132,426 as of Jul 14, 2026. The likely range is $119,662 to $145,190. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1108 Race St, Cambridge, MD?

1108 Race St, Cambridge, MD has 1 bathrooms, 1,225 square feet of living space and a 0.21-acre lot.

When was 1108 Race St, Cambridge, MD built?

1108 Race St, Cambridge, MD was built in 1925, making it 101 years old. It is a conventional home. The building has 1 story.

What schools serve 1108 Race St, Cambridge, MD?

1108 Race St, Cambridge, MD is assigned to Mace's Lane Middle School (middle), rated D-; Cambridge-South Dorchester High School (high), rated D-; Maple Elementary School (elementary), rated D. All sit in Dorchester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1108 Race St, Cambridge, MD compare to other homes in Cambridge 21613?

Among the 8,021 homes in Cambridge 21613, it is worth more than 21% of them ($132,426 against a typical $251,180), its price per square foot is higher than 23% of them ($108 against a typical $156), it is bigger than 28% of them (1,225 ft² against a typical 1,570 ft²), its lot is bigger than 42% of them (0.21 ac against a typical 0.24 ac) and it is newer than 20% of them (1925 against a typical 1967). Measured against all of Dorchester County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1108 Race St, Cambridge, MD?

The 2025 property tax bill for 1108 Race St, Cambridge, MD was $1,705. The county assessed it at $98,600.

More homes on Race St

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Assigned schools

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