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Single Family ResidenceResidential
$122,594$66 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1108 RIVER ST

OLEAN, NY 14760
3
Beds
2
Baths
1,870 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$123K
$103K low$142K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$111,994
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$89,595
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,600
NEW YORK AFFORDABLE HOUSING CORP · R · recorded Feb 16, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,752 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,500 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$83,108

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCattaraugus
Lot (acres)The size of the land the home sits on, from county records.0.27
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 265 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Olean Intermediate-Middle SchoolC-
Middle · Grades 3–8 · 0.7 mi
H
Olean Senior High SchoolC+
High · Grades 8–12 · 0.8 mi
E
East View Elementary SchoolD
Elementary · Grades PK–3 · 1.2 mi

District: Olean City School District

Neighborhood · ZIP 14760These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,098
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.298 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,120
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,822
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1108 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Cattaraugus County
  • Costs less per square foot than 81% of homes in Cattaraugus County
  • Bigger than 75% of homes in Olean 14760
  • Has a smaller lot than 73% of homes in Cattaraugus County
  • Older than 80% of homes in Cattaraugus County

What homes are worth in Olean 14760

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$336K

This home is worth more than 55% of homes in Olean 14760.

How it measures up in Olean 14760

The dot is this home. The mark in the middle is the typical home in Olean 14760.

Estimated value$122,594
CheaperTypical $115,952Pricier

Pricier than 55% of homes nearby

Price per ft²$66
CheaperTypical $81Pricier

Pricier than 32% of homes nearby

Living area1,870 ft²
SmallerTypical 1,488 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.27 ac
SmallerTypical 0.2 acBigger

Bigger than 60% of homes nearby

Year built1905
OlderTypical 1924Newer

Newer than 25% of homes nearby

How 1108 River St ranks against every home in each area.
MeasureThis homeOlean 14760Cattaraugus County
Estimated valuepricier than$122,59455% of homes35% of homes
Price per ft²pricier than$6632% of homes19% of homes
Living areabigger than1,870 ft²75% of homes75% of homes
Lot sizebigger than0.27 ac60% of homes27% of homes
Year builtnewer than190525% of homes20% of homes

About 1108 River St

How much is 1108 River St, Olean, NY worth?

The TopHap Estimate for 1108 River St, Olean, NY is $122,594 as of Jul 14, 2026. The likely range is $102,945 to $142,243. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1108 River St, Olean, NY?

1108 River St, Olean, NY has 3 bedrooms, 2 bathrooms, 1,870 square feet of living space and a 0.27-acre lot.

When was 1108 River St, Olean, NY built?

1108 River St, Olean, NY was built in 1905, making it 121 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 1108 River St, Olean, NY?

1108 River St, Olean, NY is assigned to Olean Intermediate-Middle School (middle), rated C-; Olean Senior High School (high), rated C+; East View Elementary School (elementary), rated D. All sit in Olean City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1108 River St, Olean, NY compare to other homes in Olean 14760?

Among the 6,719 homes in Olean 14760, it is worth more than 55% of them ($122,594 against a typical $115,952), its price per square foot is higher than 32% of them ($66 against a typical $81), it is bigger than 75% of them (1,870 ft² against a typical 1,488 ft²), its lot is bigger than 60% of them (0.27 ac against a typical 0.2 ac) and it is newer than 25% of them (1905 against a typical 1924). Measured against all of Cattaraugus County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1108 River St, Olean, NY?

The 2024 property tax bill for 1108 River St, Olean, NY was $1,752. The county assessed it at $61,500.

Closest homes

More homes in Olean 14760

Assigned schools

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