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Single Family ResidenceResidential
$459,512$325 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $371,000 on Feb 3, 2022

1108 RIVER TERRACE DR

JOHNSBURG, IL 60051
2 / 1
Baths
1,416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$460K
$439K low$480K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$371,000 · Feb 3, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$162,712
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$130,170
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$296,800
MUTUAL OF OMAHA MORTGAGE LLC · 3.62% 2 · recorded Feb 3, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,742 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$132,360 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,459
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,901
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,581
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$397,080

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.124 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcHenry
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 364 ft²Porch · 193 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Johnsburg Jr High SchoolC
Middle · Grades 6–8 · 1.1 mi
H
Johnsburg High SchoolC-
High · Grades 9–12 · 1.4 mi
E
Ringwood School Primary Center
Elementary · Grades PK–2 · 4.2 mi

District: Johnsburg Community Unit School District 12

Neighborhood · ZIP 60051These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.24,760
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.707 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,544
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,789
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1108 River Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in McHenry 60051
  • Costs more per square foot than 97% of homes in McHenry County
  • Smaller than 67% of homes in McHenry County
  • Has a smaller lot than 69% of homes in McHenry 60051
  • Older than 92% of homes in McHenry County

What homes are worth in McHenry 60051

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$801K

This home is worth more than 76% of homes in McHenry 60051.

How it measures up in McHenry 60051

The dot is this home. The mark in the middle is the typical home in McHenry 60051.

Estimated value$459,512
CheaperTypical $312,944Pricier

Pricier than 76% of homes nearby

Price per ft²$325
CheaperTypical $215Pricier

Pricier than 95% of homes nearby

Living area1,416 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.21 ac
SmallerTypical 0.27 acBigger

Bigger than 31% of homes nearby

Year built1940
OlderTypical 1979Newer

Newer than 14% of homes nearby

How 1108 River Terrace Dr ranks against every home in each area.
MeasureThis homeMcHenry 60051McHenry County
Estimated valuepricier than$459,51276% of homes73% of homes
Price per ft²pricier than$32595% of homes97% of homes
Living areabigger than1,416 ft²46% of homes33% of homes
Lot sizebigger than0.21 ac31% of homes31% of homes
Year builtnewer than194014% of homes8% of homes

About 1108 River Terrace Dr

How much is 1108 River Terrace Dr, Johnsburg, IL worth?

The TopHap Estimate for 1108 River Terrace Dr, Johnsburg, IL is $459,512 as of Jul 14, 2026. The likely range is $438,662 to $480,362. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1108 River Terrace Dr, Johnsburg, IL last sell?

1108 River Terrace Dr, Johnsburg, IL last sold on Feb 3, 2022 for $371,000, according to the county's recorded deed.

How big is 1108 River Terrace Dr, Johnsburg, IL?

1108 River Terrace Dr, Johnsburg, IL has 2 bathrooms and 1,416 square feet of living space.

When was 1108 River Terrace Dr, Johnsburg, IL built?

1108 River Terrace Dr, Johnsburg, IL was built in 1940, making it 86 years old. The building has 2 stories.

What schools serve 1108 River Terrace Dr, Johnsburg, IL?

1108 River Terrace Dr, Johnsburg, IL is assigned to Johnsburg Jr High School (middle), rated C; Johnsburg High School (high), rated C-; Ringwood School Primary Center (elementary). All sit in Johnsburg Community Unit School District 12. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1108 River Terrace Dr, Johnsburg, IL compare to other homes in McHenry 60051?

Among the 10,263 homes in McHenry 60051, it is worth more than 76% of them ($459,512 against a typical $312,944), its price per square foot is higher than 95% of them ($325 against a typical $215), it is bigger than 46% of them (1,416 ft² against a typical 1,480 ft²), its lot is bigger than 31% of them (0.21 ac against a typical 0.27 ac) and it is newer than 14% of them (1940 against a typical 1979). Measured against all of McHenry County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1108 River Terrace Dr, Johnsburg, IL?

The 2024 property tax bill for 1108 River Terrace Dr, Johnsburg, IL was $8,742. The county assessed it at $132,360.

Closest homes

More homes in Johnsburg 60051

Assigned schools

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