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Single Family ResidenceResidential
$131,815$79 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $153,508 on Feb 24, 2026

1109 CLOVER ST

SOUTH BEND, IN 46615
3
Beds
1.5
Baths
1,668 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1907
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$132K
$126K low$138K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$153,508 · Feb 24, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,359 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$100,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$97,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOSEPH
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1952
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Alley
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 49 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Adams High SchoolC+
High · Grades 9–12 · 0.3 mi
M
Jefferson Traditional SchoolC-
Middle · Grades 6–8 · 0.6 mi
E
Nuner Fine Arts AcademyD+
Elementary · Grades PK–5 · 1.0 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46615These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.14,641
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,354 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,067
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,383
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1109 Clover St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in St. Joseph County
  • Costs less per square foot than 96% of homes in South Bend 46615
  • Bigger than 84% of homes in South Bend 46615
  • Has a smaller lot than 92% of homes in South Bend 46615
  • Older than 95% of homes in South Bend 46615

What homes are worth in South Bend 46615

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$479K

This home is worth more than 28% of homes in South Bend 46615.

How it measures up in South Bend 46615

The dot is this home. The mark in the middle is the typical home in South Bend 46615.

Estimated value$131,815
CheaperTypical $173,235Pricier

Pricier than 28% of homes nearby

Price per ft²$79
CheaperTypical $149Pricier

Pricier than 4% of homes nearby

Living area1,668 ft²
SmallerTypical 1,162 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.11 ac
SmallerTypical 0.15 acBigger

Bigger than 8% of homes nearby

Year built1907
OlderTypical 1940Newer

Newer than 5% of homes nearby

How 1109 Clover St ranks against every home in each area.
MeasureThis homeSouth Bend 46615St. Joseph County
Estimated valuepricier than$131,81528% of homes23% of homes
Price per ft²pricier than$794% of homes10% of homes
Living areabigger than1,668 ft²84% of homes65% of homes
Lot sizebigger than0.11 ac8% of homes10% of homes
Year builtnewer than19075% of homes6% of homes

About 1109 Clover St

How much is 1109 Clover St, South Bend, IN worth?

The TopHap Estimate for 1109 Clover St, South Bend, IN is $131,815 as of Sep 24, 2026. The likely range is $126,099 to $137,531. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1109 Clover St, South Bend, IN last sell?

1109 Clover St, South Bend, IN last sold on Feb 24, 2026 for $153,508, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1109 Clover St, South Bend, IN?

1109 Clover St, South Bend, IN has 3 bedrooms, 1.5 bathrooms, 1,668 square feet of living space and a 0.11-acre lot.

When was 1109 Clover St, South Bend, IN built?

1109 Clover St, South Bend, IN was built in 1907, making it 119 years old. The building has 1 story.

What schools serve 1109 Clover St, South Bend, IN?

1109 Clover St, South Bend, IN is assigned to Adams High School (high), rated C+; Jefferson Traditional School (middle), rated C-; Nuner Fine Arts Academy (elementary), rated D+. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1109 Clover St, South Bend, IN compare to other homes in South Bend 46615?

Among the 5,225 homes in South Bend 46615, it is worth more than 28% of them ($131,815 against a typical $173,235), its price per square foot is higher than 4% of them ($79 against a typical $149), it is bigger than 84% of them (1,668 ft² against a typical 1,162 ft²), its lot is bigger than 8% of them (0.11 ac against a typical 0.15 ac) and it is newer than 5% of them (1907 against a typical 1940). Measured against all of St. Joseph County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1109 Clover St, South Bend, IN?

The 2024 property tax bill for 1109 Clover St, South Bend, IN was $5,359. The county assessed it at $100,100.

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