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Single Family ResidenceResidential
$1,439,542$659 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $675,000 on Oct 4, 2016

1109 RIVERVIEW TER

ST MICHAELS, MD 21663
3 / 1
Baths
2,184 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.02 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.4M
$1.3M low$1.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$675,000 · Oct 4, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,089,542
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$871,634
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$350,000
PROVIDENT STATE BANK INC · recorded Dec 6, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,581 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,010,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$624,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$386,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$984,533
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,010,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.67 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.48%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyTalbot
Lot (acres)The size of the land the home sits on, from county records.1.02
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 480 ft²Porch · 228 ft²Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
St. Michaels Middle/High SchoolC
Middle · Grades 6–12 · 0.6 mi
E
St. Michaels Elementary SchoolC
Elementary · Grades PK–5 · 0.7 mi

District: Talbot County Public Schools

Neighborhood · ZIP 21663These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,696
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,069
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,111
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1109 Riverview Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Talbot County
  • Costs more per square foot than 93% of homes in Talbot County
  • Has a bigger lot than 66% of homes in Saint Michaels 21663
  • Older than 75% of homes in Saint Michaels 21663

What homes are worth in Saint Michaels 21663

Each bar is how many homes fall in that price range. The marker is this home.

This home
$235K$3.9M

This home is worth more than 75% of homes in Saint Michaels 21663.

How it measures up in Saint Michaels 21663

The dot is this home. The mark in the middle is the typical home in Saint Michaels 21663.

Estimated value$1,439,542
CheaperTypical $801,784Pricier

Pricier than 75% of homes nearby

Price per ft²$659
CheaperTypical $388Pricier

Pricier than 84% of homes nearby

Living area2,184 ft²
SmallerTypical 2,025 ft²Bigger

Bigger than 57% of homes nearby

Lot size1.02 ac
SmallerTypical 0.34 acBigger

Bigger than 66% of homes nearby

Year built1956
OlderTypical 1981Newer

Newer than 25% of homes nearby

How 1109 Riverview Ter ranks against every home in each area.
MeasureThis homeSaint Michaels 21663Talbot County
Estimated valuepricier than$1,439,54275% of homes87% of homes
Price per ft²pricier than$65984% of homes93% of homes
Living areabigger than2,184 ft²57% of homes58% of homes
Lot sizebigger than1.02 ac66% of homes64% of homes
Year builtnewer than195625% of homes26% of homes

About 1109 Riverview Ter

How much is 1109 Riverview Ter, St Michaels, MD worth?

The TopHap Estimate for 1109 Riverview Ter, St Michaels, MD is $1,439,542 as of Jun 23, 2026. The likely range is $1,281,192 to $1,597,891. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1109 Riverview Ter, St Michaels, MD last sell?

1109 Riverview Ter, St Michaels, MD last sold on Oct 4, 2016 for $675,000, according to the county's recorded deed.

How big is 1109 Riverview Ter, St Michaels, MD?

1109 Riverview Ter, St Michaels, MD has 3 bathrooms, 2,184 square feet of living space and a 1.02-acre lot.

When was 1109 Riverview Ter, St Michaels, MD built?

1109 Riverview Ter, St Michaels, MD was built in 1956, making it 70 years old. It is a conventional home. The building has 1 story.

What schools serve 1109 Riverview Ter, St Michaels, MD?

1109 Riverview Ter, St Michaels, MD is assigned to St. Michaels Middle/High School (middle), rated C; St. Michaels Elementary School (elementary), rated C. All sit in Talbot County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1109 Riverview Ter, St Michaels, MD compare to other homes in Saint Michaels 21663?

Among the 1,932 homes in Saint Michaels 21663, it is worth more than 75% of them ($1,439,542 against a typical $801,784), its price per square foot is higher than 84% of them ($659 against a typical $388), it is bigger than 57% of them (2,184 ft² against a typical 2,025 ft²), its lot is bigger than 66% of them (1.02 ac against a typical 0.34 ac) and it is newer than 25% of them (1956 against a typical 1981). Measured against all of Talbot County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1109 Riverview Ter, St Michaels, MD?

The 2023 property tax bill for 1109 Riverview Ter, St Michaels, MD was $7,581. The county assessed it at $1,010,200.

Closest homes

More homes in St Michaels 21663

Assigned schools

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