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Single Family ResidenceResidential
$171,677$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1109 RUIZ DR

KILLEEN, TX 76543
2
Baths
1,561 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$172K
$160K low$184K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$51,083
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$40,866
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,594
SWBC MORTGAGE CORP · recorded Jun 5, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$609 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$162,443 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$132,443
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$123,253
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,443

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.5 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.20
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 70 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Peebles Elementary SchoolC
Elementary · Grades EE–5 · 0.3 mi
H
Killeen High SchoolD-
High · Grades 9–12 · 0.9 mi
M
Rancier Middle SchoolC-
Middle · Grades 6–8 · 1.3 mi

District: Killeen Independent School District

Neighborhood · ZIP 76543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.35,138
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.629 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,812
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,698
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1109 Ruiz Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Bell County
  • Costs less per square foot than 88% of homes in Bell County
  • Older than 80% of homes in Bell County

What homes are worth in Killeen 76543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$403K

This home is worth more than 44% of homes in Killeen 76543.

How it measures up in Killeen 76543

The dot is this home. The mark in the middle is the typical home in Killeen 76543.

Estimated value$171,677
CheaperTypical $175,012Pricier

Pricier than 44% of homes nearby

Price per ft²$110
CheaperTypical $125Pricier

Pricier than 23% of homes nearby

Living area1,561 ft²
SmallerTypical 1,437 ft²Bigger

Bigger than 62% of homes nearby

Lot size0.2 ac
SmallerTypical 0.2 acBigger

Bigger than 52% of homes nearby

Year built1976
OlderTypical 1986Newer

Newer than 21% of homes nearby

How 1109 Ruiz Dr ranks against every home in each area.
MeasureThis homeKilleen 76543Bell County
Estimated valuepricier than$171,67744% of homes17% of homes
Price per ft²pricier than$11023% of homes12% of homes
Living areabigger than1,561 ft²62% of homes38% of homes
Lot sizebigger than0.2 ac52% of homes43% of homes
Year builtnewer than197621% of homes20% of homes

About 1109 Ruiz Dr

How much is 1109 Ruiz Dr, Killeen, TX worth?

The TopHap Estimate for 1109 Ruiz Dr, Killeen, TX is $171,677 as of Jul 14, 2026. The likely range is $159,849 to $183,505. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1109 Ruiz Dr, Killeen, TX last sell?

1109 Ruiz Dr, Killeen, TX last sold on Jun 5, 2024, according to the county's recorded deed.

How big is 1109 Ruiz Dr, Killeen, TX?

1109 Ruiz Dr, Killeen, TX has 2 bathrooms, 1,561 square feet of living space and a 0.20-acre lot.

When was 1109 Ruiz Dr, Killeen, TX built?

1109 Ruiz Dr, Killeen, TX was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 1109 Ruiz Dr, Killeen, TX?

1109 Ruiz Dr, Killeen, TX is assigned to Peebles Elementary School (elementary), rated C; Killeen High School (high), rated D-; Rancier Middle School (middle), rated C-. All sit in Killeen Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1109 Ruiz Dr, Killeen, TX compare to other homes in Killeen 76543?

Among the 9,526 homes in Killeen 76543, it is worth more than 44% of them ($171,677 against a typical $175,012), its price per square foot is higher than 23% of them ($110 against a typical $125), it is bigger than 62% of them (1,561 ft² against a typical 1,437 ft²), its lot is bigger than 52% of them (0.2 ac against a typical 0.2 ac) and it is newer than 21% of them (1976 against a typical 1986). Measured against all of Bell County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1109 Ruiz Dr, Killeen, TX?

The 2024 property tax bill for 1109 Ruiz Dr, Killeen, TX was $609. The county assessed it at $162,443.

Closest homes

More homes in Killeen 76543

Assigned schools

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