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Single Family ResidenceResidential
$240,073$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1109 SW 28TH ST

PENDLETON, OR 97801
3
Beds
2
Baths
1,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$240K
$224K low$256K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$127,773
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,218
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$112,300
STERLING BANK · recorded Nov 14, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,531 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,430 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$44,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$133,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$250,020

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
76
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
15
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
65
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUMATILLA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.0.18
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Wall Unit
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 132 ft²Patio · 400 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sherwood Heights Elementary SchoolD
Elementary · Grades KG–5 · 0.3 mi
M
Sunridge Middle SchoolC
Middle · Grades 6–8 · 1.2 mi
H
Pendleton High SchoolC+
High · Grades 9–12 · 1.4 mi

District: Pendleton School District 16

Neighborhood · ZIP 97801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.81

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.20,333
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,510
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,260
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.18 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1109 Sw 28th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Pendleton 97801
  • Smaller than 71% of homes in Pendleton 97801
  • Has a smaller lot than 70% of homes in Umatilla County
  • Older than 74% of homes in Umatilla County

What homes are worth in Pendleton 97801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$729K

This home is worth more than 25% of homes in Pendleton 97801.

How it measures up in Pendleton 97801

The dot is this home. The mark in the middle is the typical home in Pendleton 97801.

Estimated value$240,073
CheaperTypical $306,000Pricier

Pricier than 25% of homes nearby

Price per ft²$201
CheaperTypical $200Pricier

Pricier than 51% of homes nearby

Living area1,196 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.18 ac
SmallerTypical 0.21 acBigger

Bigger than 42% of homes nearby

Year built1955
OlderTypical 1969Newer

Newer than 37% of homes nearby

How 1109 Sw 28th St ranks against every home in each area.
MeasureThis homePendleton 97801Umatilla County
Estimated valuepricier than$240,07325% of homes27% of homes
Price per ft²pricier than$20151% of homes46% of homes
Living areabigger than1,196 ft²29% of homes32% of homes
Lot sizebigger than0.18 ac42% of homes30% of homes
Year builtnewer than195537% of homes26% of homes

About 1109 Sw 28th St

How much is 1109 Sw 28th St, Pendleton, OR worth?

The TopHap Estimate for 1109 Sw 28th St, Pendleton, OR is $240,073 as of Jul 14, 2026. The likely range is $223,835 to $256,311. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1109 Sw 28th St, Pendleton, OR last sell?

1109 Sw 28th St, Pendleton, OR last sold on Nov 14, 2013, according to the county's recorded deed.

How big is 1109 Sw 28th St, Pendleton, OR?

1109 Sw 28th St, Pendleton, OR has 3 bedrooms, 2 bathrooms, 1,196 square feet of living space and a 0.18-acre lot.

When was 1109 Sw 28th St, Pendleton, OR built?

1109 Sw 28th St, Pendleton, OR was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 1109 Sw 28th St, Pendleton, OR?

1109 Sw 28th St, Pendleton, OR is assigned to Sherwood Heights Elementary School (elementary), rated D; Sunridge Middle School (middle), rated C; Pendleton High School (high), rated C+. All sit in Pendleton School District 16. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1109 Sw 28th St, Pendleton, OR compare to other homes in Pendleton 97801?

Among the 7,561 homes in Pendleton 97801, it is worth more than 25% of them ($240,073 against a typical $306,000), its price per square foot is higher than 51% of them ($201 against a typical $200), it is bigger than 29% of them (1,196 ft² against a typical 1,512 ft²), its lot is bigger than 42% of them (0.18 ac against a typical 0.21 ac) and it is newer than 37% of them (1955 against a typical 1969). Measured against all of Umatilla County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1109 Sw 28th St, Pendleton, OR?

The 2025 property tax bill for 1109 Sw 28th St, Pendleton, OR was $2,531. The county assessed it at $137,430.

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Assigned schools

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