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Single Family ResidenceResidential
$370,476$351 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $275,000 on Oct 1, 2013

1128 RIDGE RD

FINKSBURG, MD 21048
3
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.

Valuation

$370K
$348K low$393K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Oct 1, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,269 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$375,867 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$363,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$400,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.2.55
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 250 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sandymount Elementary SchoolA-
Elementary · Grades PK–5 · 1.9 mi
M
Shiloh Middle SchoolA-
Middle · Grades 6–8 · 4.3 mi
H
Westminster High SchoolB+
High · Grades 9–12 · 5.3 mi

District: Carroll County Public Schools

Neighborhood · ZIP 21048These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,488
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.410 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,320
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,947
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1128 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Finksburg 21048
  • Costs more per square foot than 88% of homes in Finksburg 21048
  • Smaller than 94% of homes in Finksburg 21048
  • Has a bigger lot than 82% of homes in Carroll County
  • Newer than 77% of homes in Finksburg 21048

What homes are worth in Finksburg 21048

Each bar is how many homes fall in that price range. The marker is this home.

This home
$282K$1.2M

This home is worth more than 11% of homes in Finksburg 21048.

How it measures up in Finksburg 21048

The dot is this home. The mark in the middle is the typical home in Finksburg 21048.

Estimated value$370,476
CheaperTypical $542,435Pricier

Pricier than 11% of homes nearby

Price per ft²$351
CheaperTypical $277Pricier

Pricier than 88% of homes nearby

Living area1,056 ft²
SmallerTypical 1,968 ft²Bigger

Bigger than 6% of homes nearby

Lot size2.55 ac
SmallerTypical 1.17 acBigger

Bigger than 76% of homes nearby

Year built1997
OlderTypical 1983Newer

Newer than 77% of homes nearby

How 1128 Ridge Rd ranks against every home in each area.
MeasureThis homeFinksburg 21048Carroll County
Estimated valuepricier than$370,47611% of homes25% of homes
Price per ft²pricier than$35188% of homes87% of homes
Living areabigger than1,056 ft²6% of homes8% of homes
Lot sizebigger than2.55 ac76% of homes82% of homes
Year builtnewer than199777% of homes75% of homes

About 1128 Ridge Rd

How much is 1128 Ridge Rd, Finksburg, MD worth?

The TopHap Estimate for 1128 Ridge Rd, Finksburg, MD is $370,476 as of Oct 21, 2026. The likely range is $348,125 to $392,827. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1128 Ridge Rd, Finksburg, MD last sell?

1128 Ridge Rd, Finksburg, MD last sold on Oct 1, 2013 for $275,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1128 Ridge Rd, Finksburg, MD?

1128 Ridge Rd, Finksburg, MD has 3 bathrooms, 1,056 square feet of living space and a 2.55-acre lot.

When was 1128 Ridge Rd, Finksburg, MD built?

1128 Ridge Rd, Finksburg, MD was built in 1997, making it 29 years old. It is a split foyer home.

What schools serve 1128 Ridge Rd, Finksburg, MD?

1128 Ridge Rd, Finksburg, MD is assigned to Sandymount Elementary School (elementary), rated A-; Shiloh Middle School (middle), rated A-; Westminster High School (high), rated B+. All sit in Carroll County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1128 Ridge Rd, Finksburg, MD compare to other homes in Finksburg 21048?

Among the 3,701 homes in Finksburg 21048, it is worth more than 11% of them ($370,476 against a typical $542,435), its price per square foot is higher than 88% of them ($351 against a typical $277), it is bigger than 6% of them (1,056 ft² against a typical 1,968 ft²), its lot is bigger than 76% of them (2.55 ac against a typical 1.17 ac) and it is newer than 77% of them (1997 against a typical 1983). Measured against all of Carroll County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1128 Ridge Rd, Finksburg, MD?

The 2026 property tax bill for 1128 Ridge Rd, Finksburg, MD was $4,269. The county assessed it at $375,867.

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