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CondominiumResidential

1130 RACHEL RD

OSAGE BEACH, MO 65065
1988
Year BuiltThe year the home was originally built, according to county records.
Built 19883 floors17 units691–966 ft²
$3.6M
All units combinedThe sum of our current value estimates for every unit in the building — roughly what the whole building's homes are worth together.
$222K
Median unit valueThe middle unit value in this building by our estimate: half the units are worth more, half less.
$239
Median $/ft²The middle price per square foot across the building's units, by our current estimates. Useful for comparing units of different sizes.

+20.0%vs the Osage Beach ZIP median sale $/ft² ($199)

Sales Performance

$176K
Median sale (12 mo)The middle sale price among this building's units that sold in the last 12 months, from recorded deeds.
—
1-yr changeHow the building's median sale price over the last 12 months compares with the 12 months before that.
2
Sales (12 mo)Units in this building that sold in the last 12 months, from recorded arms-length deeds.
11.8%
Turnover (12 mo)The share of units that changed hands in the last 12 months. Around 4–6% a year is typical; much higher can signal investor churn or a wave of exits.

3 arms-length sales on record for this building.

Unit Mix & Floor PlansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.

Every unit: size vs estimated valueEvery unit in the building as one dot: across is its size, up is our current value estimate, and color is its bedroom count. Vertical columns of dots are recurring floor plans; the height spread within a column shows how much floor, view and condition move prices for the same layout.
$160K$188K$217K$245K691 ft²746 ft²801 ft²856 ft²911 ft²966 ft²
Studio
Studio
17 units
Recurring floor plansThe building's recurring floor plans, found by grouping units with identical beds, baths and square footage in county records. Larger groups are the building's standard layouts; leftover units have one-off sizes.
Studio · 1 ba · 805 ft²
2 units
Studio · 1 ba · 951 ft²
2 units
Studio · 1 ba · 953 ft²
2 units
One-off layouts
11 units

Value DistributionHow the building's units spread across value ranges by our current estimates. A wide spread usually means big differences in size, floor or view.

$160K–$166K
2 units
$172K–$176K
2 units
$191K–$191K
1 unit
$195K–$195K
1 unit
$207K–$207K
1 unit
$219K–$222K
2 units
$225K–$230K
4 units
$235K–$245K
4 units

Value by Floor & LineAverage estimated price per square foot by floor range, using unit numbers to infer floors. Higher floors usually price higher — the gap shows how much the view is worth here.

Floor 1
$259/ft²
Floor 2
$205/ft²
Floor 3
$242/ft²

Ownership & Financing

Owner-occupiedThe share of units where the owner lives in the unit, per county records. The rest are second homes or rentals.18%
Company-ownedUnits owned through an LLC, trust, or other company — a rough proxy for investor ownership.18%
Typical owner tenureThe middle number of years since each unit last changed hands — how long the current owners have been in place.2.2 yrs
Cash purchases (5 yrs)The share of purchases in the last 5 years with no mortgage recorded. High cash share is common in second-home and investor buildings.0%
Avg. loan-to-valueAverage current loan balance against unit value across the building. Low numbers mean owners hold lots of equity — a sign of financial stability.35%
Median owner equityThe middle dollar amount of equity (value minus loans) unit owners hold in this building.$216,653
Median tax billThe middle annual property tax bill among the building's units.$612
Pre-foreclosure noticesUnits with an active pre-foreclosure or foreclosure notice on file.0

Recent SalesThe latest recorded arms-length sales in the building, newest first.

Unit 202Jul 9, 2026$159,600Unit 305Jun 15, 2026$192,850BuildingJan 25, 2022$205,000

Values are TopHap estimates, not appraisals. Sales, ownership and tax figures come from recorded county documents via ATTOM and can lag by several weeks.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$610 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,020 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,020
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$73,789

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.180 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyCamden

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Osage Middle SchoolA-
Middle · Grades 6–8 · 2.0 mi
H
Osage High SchoolB
High · Grades 9–12 · 2.1 mi
E
Heritage Elementary School
Elementary · Grades KG–2 · 2.3 mi

District: School of the Osage School District

Neighborhood · ZIP 65065These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.42%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,058
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.302 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,684
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,742
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

All UnitsEvery property record the county has at this street address, such as the units in a condo building. Prices shown are our estimates, not asking prices.

1130 Rachel Rd
1 ba · 946 ft²
$229K
1130 Rachel Rd Apt 101
1 ba · 805 ft²
$191K
1130 Rachel Rd Apt 103
1 ba · 805 ft²
$235K
1130 Rachel Rd # 105
1 ba · 815 ft²
$237K
1130 Rachel Rd # 107
1 ba · 816 ft²
$230K
1130 Rachel Rd # 108
1 ba · 813 ft²
$195K
1130 Rachel Rd Apt 109
1 ba · 694 ft²
$166K
1130 Rachel Rd Apt 110
1 ba · 691 ft²
$172K
1130 Rachel Rd # 112
1 ba · 738 ft²
$176K
1130 Rachel Rd # 201
1 ba · 951 ft²
$219K
1130 Rachel Rd # 202
1 ba · 953 ft²
$160K
1130 Rachel Rd # 205
1 ba · 951 ft²
$207K
1130 Rachel Rd Apt 301
1 ba · 949 ft²
$225K
1130 Rachel Rd Apt 302
1 ba · 952 ft²
$240K
1130 Rachel Rd Apt 303
1 ba · 962 ft²
$229K
1130 Rachel Rd Apt 304
1 ba · 966 ft²
$225K
1130 Rachel Rd # 305
1 ba · 957 ft²
$245K
1130 Rachel Rd # 306
1 ba · 953 ft²
$222K

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

About 1130 Rachel Rd

How many units are in 1130 Rachel Rd, Osage Beach, MO?

1130 Rachel Rd, Osage Beach, MO has 17 residential units across 3 floors, built in 1988, according to county assessor records.

What is a unit at 1130 Rachel Rd, Osage Beach, MO worth?

The median TopHap Estimate across the 17 units at 1130 Rachel Rd, Osage Beach, MO is $222,094. That works out to $239 per square foot. Units run from 691 to 966 square feet. Estimates are modelled from recorded sales and assessments, not appraisals.

Is 1130 Rachel Rd, Osage Beach, MO expensive for Osage Beach?

Units at 1130 Rachel Rd, Osage Beach, MO carry a median of $239 per square foot, 20% above the Osage Beach median of $199 per square foot.

How often do units sell at 1130 Rachel Rd, Osage Beach, MO?

2 units at 1130 Rachel Rd, Osage Beach, MO sold in the last 12 months, out of 3 recorded arms-length sales all time. That is a turnover rate of 11.8% of the building per year. The median sale over that period was $176K.

What floor plans does 1130 Rachel Rd, Osage Beach, MO have?

The most common plan at 1130 Rachel Rd, Osage Beach, MO is a 0-bedroom of 805 square feet, repeated 2 times, with a median estimate of $212,989. TopHap identifies 3 recurring plans in the building.

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Assigned schools

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