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Single Family ResidenceResidential
$776,218$251 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $440,000 on Jul 18, 2003

11324 RIVERS BLUFF CIR

LAKEWOOD RANCH, FL 34202
4
Beds
2
Baths
3,087 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$776K
$711K low$841K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$440,000 · Jul 18, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,418
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,934
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$468,800
REGIONS BANK · recorded Jul 26, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
UNITED COMMUNITY BANK

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$371,144 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$361,387
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$648,662

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
3
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMANATEE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Lake Front
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 269 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Braden River Middle SchoolC
Middle · Grades 6–8 · 1.0 mi
E
Braden River Elementary SchoolB+
Elementary · Grades PK–5 · 1.1 mi
H
Lakewood Ranch High SchoolB-
High · Grades 9–12 · 1.9 mi

District: Manatee County School District

Neighborhood · ZIP 34202These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.41
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,745
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,341 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,448
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$144,609
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11324 Rivers Bluff Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Summerfield Village
  • Costs less per square foot than 75% of homes in Bradenton 34202
  • Among the largest homes in Summerfield Village
  • Has a bigger lot than 86% of homes in Summerfield Village
  • Older than 89% of homes in Bradenton 34202

What homes are worth in Bradenton 34202

Each bar is how many homes fall in that price range. The marker is this home.

This home
$212K$3.4M

This home is worth more than 59% of homes in Bradenton 34202.

How it measures up in Bradenton 34202

The dot is this home. The mark in the middle is the typical home in Bradenton 34202.

Estimated value$776,218
CheaperTypical $671,180Pricier

Pricier than 59% of homes nearby

Price per ft²$251
CheaperTypical $290Pricier

Pricier than 25% of homes nearby

Living area3,087 ft²
SmallerTypical 2,343 ft²Bigger

Bigger than 78% of homes nearby

Lot size0.28 ac
SmallerTypical 0.25 acBigger

Bigger than 57% of homes nearby

Year built1997
OlderTypical 2005Newer

Newer than 11% of homes nearby

How 11324 Rivers Bluff Cir ranks against every home in each area.
MeasureThis homeSummerfield VillageBradenton 34202Manatee County
Estimated valuepricier than$776,218almost all homes59% of homes85% of homes
Price per ft²pricier than$25154% of homes25% of homes62% of homes
Living areabigger than3,087 ft²almost all homes78% of homes93% of homes
Lot sizebigger than0.28 ac86% of homes57% of homes67% of homes
Year builtnewer than199734% of homes11% of homes48% of homes

About 11324 Rivers Bluff Cir

How much is 11324 Rivers Bluff Cir, Lakewood Ranch, FL worth?

The TopHap Estimate for 11324 Rivers Bluff Cir, Lakewood Ranch, FL is $776,218 as of Jul 14, 2026. The likely range is $711,428 to $841,008. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 11324 Rivers Bluff Cir, Lakewood Ranch, FL last sell?

11324 Rivers Bluff Cir, Lakewood Ranch, FL last sold on Jul 18, 2003 for $440,000, according to the county's recorded deed.

How big is 11324 Rivers Bluff Cir, Lakewood Ranch, FL?

11324 Rivers Bluff Cir, Lakewood Ranch, FL has 4 bedrooms, 2 bathrooms, 3,087 square feet of living space and a 0.28-acre lot.

When was 11324 Rivers Bluff Cir, Lakewood Ranch, FL built?

11324 Rivers Bluff Cir, Lakewood Ranch, FL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 11324 Rivers Bluff Cir, Lakewood Ranch, FL?

11324 Rivers Bluff Cir, Lakewood Ranch, FL is assigned to Braden River Middle School (middle), rated C; Braden River Elementary School (elementary), rated B+; Lakewood Ranch High School (high), rated B-. All sit in Manatee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11324 Rivers Bluff Cir, Lakewood Ranch, FL compare to other homes in Bradenton 34202?

Among the 13,015 homes in Bradenton 34202, it is worth more than 59% of them ($776,218 against a typical $671,180), its price per square foot is higher than 25% of them ($251 against a typical $290), it is bigger than 78% of them (3,087 ft² against a typical 2,343 ft²), its lot is bigger than 57% of them (0.28 ac against a typical 0.25 ac) and it is newer than 11% of them (1997 against a typical 2005). Measured against all of Manatee County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Rivers Bluff Cir

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Assigned schools

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