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Single Family ResidenceResidential
$336,665$140 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

114 ROCK SPRING RD

MONTPELIER, VA 23192
4
Beds
3
Baths
2,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$337K
$296K low$377K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$261,665
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$209,332
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
VIRGINIA CU · recorded Aug 18, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,971 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$429,248 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$351,848
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$412,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$429,248

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLOUISA
Lot (acres)The size of the land the home sits on, from county records.6.59
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 400 ft²Porch · 320 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jouett Elementary SchoolA
Elementary · Grades PK–5 · 6.1 mi
H
Louisa County High SchoolB
High · Grades 9–12 · 15.1 mi
M
Louisa County Middle SchoolB+
Middle · Grades 6–8 · 15.4 mi

District: Louisa County Public Schools

Neighborhood · ZIP 23192These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.77

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.91 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,102
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,405
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

114 Rock Spring Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 93% of homes in Montpelier 23192
  • Bigger than 84% of homes in Louisa County
  • Has a bigger lot than 84% of homes in Louisa County
  • Older than 71% of homes in Louisa County

What homes are worth in Montpelier 23192

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$1M

This home is worth more than 47% of homes in Montpelier 23192.

How it measures up in Montpelier 23192

The dot is this home. The mark in the middle is the typical home in Montpelier 23192.

Estimated value$336,665
CheaperTypical $353,264Pricier

Pricier than 47% of homes nearby

Price per ft²$140
CheaperTypical $200Pricier

Pricier than 7% of homes nearby

Living area2,400 ft²
SmallerTypical 1,996 ft²Bigger

Bigger than 64% of homes nearby

Lot size6.59 ac
SmallerTypical 5 acBigger

Bigger than 59% of homes nearby

Year built1988
OlderTypical 1992Newer

Newer than 42% of homes nearby

How 114 Rock Spring Rd ranks against every home in each area.
MeasureThis homeMontpelier 23192Louisa County
Estimated valuepricier than$336,66547% of homes45% of homes
Price per ft²pricier than$1407% of homes8% of homes
Living areabigger than2,400 ft²64% of homes84% of homes
Lot sizebigger than6.59 ac59% of homes84% of homes
Year builtnewer than198842% of homes29% of homes

About 114 Rock Spring Rd

How much is 114 Rock Spring Rd, Montpelier, VA worth?

The TopHap Estimate for 114 Rock Spring Rd, Montpelier, VA is $336,665 as of Jul 14, 2026. The likely range is $296,302 to $377,028. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 114 Rock Spring Rd, Montpelier, VA last sell?

114 Rock Spring Rd, Montpelier, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 114 Rock Spring Rd, Montpelier, VA?

114 Rock Spring Rd, Montpelier, VA has 4 bedrooms, 3 bathrooms, 2,400 square feet of living space and a 6.59-acre lot.

When was 114 Rock Spring Rd, Montpelier, VA built?

114 Rock Spring Rd, Montpelier, VA was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 114 Rock Spring Rd, Montpelier, VA?

114 Rock Spring Rd, Montpelier, VA is assigned to Jouett Elementary School (elementary), rated A; Louisa County High School (high), rated B; Louisa County Middle School (middle), rated B+. All sit in Louisa County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 114 Rock Spring Rd, Montpelier, VA compare to other homes in Montpelier 23192?

Among the 3,322 homes in Montpelier 23192, it is worth more than 47% of them ($336,665 against a typical $353,264), its price per square foot is higher than 7% of them ($140 against a typical $200), it is bigger than 64% of them (2,400 ft² against a typical 1,996 ft²), its lot is bigger than 59% of them (6.59 ac against a typical 5 ac) and it is newer than 42% of them (1988 against a typical 1992). Measured against all of Louisa County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 114 Rock Spring Rd, Montpelier, VA?

The 2025 property tax bill for 114 Rock Spring Rd, Montpelier, VA was $2,971. The county assessed it at $429,248.

Closest homes

More homes in Montpelier 23192

Assigned schools

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