Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$183,067$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

11438 N GARNER RD

RICHMOND, MO 64085
3
Beds
2 / 1
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$183K
$167K low$199K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,083 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,980 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,680
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,370
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$178,850

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRay
Lot (acres)The size of the land the home sits on, from county records.4.60
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 432 ft²Porch · 72 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dear Elementary School
Elementary · Grades PK–1 · 1.7 mi
M
Richmond Middle SchoolB-
Middle · Grades 6–8 · 2.1 mi
H
Richmond High SchoolC-
High · Grades 9–12 · 2.1 mi

District: Richmond R-Xvi School District

Neighborhood · ZIP 64085These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.9,273
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,751
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

11438 N Garner Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 75% of homes in Richmond 64085
  • Newer than 71% of homes in Richmond 64085

What homes are worth in Richmond 64085

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$425K

This home is worth more than 55% of homes in Richmond 64085.

How it measures up in Richmond 64085

The dot is this home. The mark in the middle is the typical home in Richmond 64085.

Estimated value$183,067
CheaperTypical $176,209Pricier

Pricier than 55% of homes nearby

Price per ft²$114
CheaperTypical $122Pricier

Pricier than 39% of homes nearby

Living area1,600 ft²
SmallerTypical 1,498 ft²Bigger

Bigger than 56% of homes nearby

Lot size4.6 ac
SmallerTypical 0.43 acBigger

Bigger than 75% of homes nearby

Year built1981
OlderTypical 1965Newer

Newer than 71% of homes nearby

How 11438 N Garner Rd ranks against every home in each area.
MeasureThis homeRichmond 64085Ray County
Estimated valuepricier than$183,06755% of homes54% of homes
Price per ft²pricier than$11439% of homes44% of homes
Living areabigger than1,600 ft²56% of homes55% of homes
Lot sizebigger than4.6 ac75% of homes66% of homes
Year builtnewer than198171% of homes65% of homes

About 11438 N Garner Rd

How much is 11438 N Garner Rd, Richmond, MO worth?

The TopHap Estimate for 11438 N Garner Rd, Richmond, MO is $183,067 as of Aug 30, 2026. The likely range is $166,741 to $199,393. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 11438 N Garner Rd, Richmond, MO?

11438 N Garner Rd, Richmond, MO has 3 bedrooms, 2 bathrooms, 1,600 square feet of living space and a 4.60-acre lot.

When was 11438 N Garner Rd, Richmond, MO built?

11438 N Garner Rd, Richmond, MO was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 11438 N Garner Rd, Richmond, MO?

11438 N Garner Rd, Richmond, MO is assigned to Dear Elementary School (elementary); Richmond Middle School (middle), rated B-; Richmond High School (high), rated C-. All sit in Richmond R-Xvi School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 11438 N Garner Rd, Richmond, MO compare to other homes in Richmond 64085?

Among the 3,418 homes in Richmond 64085, it is worth more than 55% of them ($183,067 against a typical $176,209), its price per square foot is higher than 39% of them ($114 against a typical $122), it is bigger than 56% of them (1,600 ft² against a typical 1,498 ft²), its lot is bigger than 75% of them (4.6 ac against a typical 0.43 ac) and it is newer than 71% of them (1981 against a typical 1965). Measured against all of Ray County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 11438 N Garner Rd, Richmond, MO?

The 2024 property tax bill for 11438 N Garner Rd, Richmond, MO was $2,083. The county assessed it at $33,980.

More homes on N Garner Rd

Closest homes

More homes in Richmond 64085

Assigned schools

Explore the area

See this home in context

Open 11438 N Garner Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map