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Single Family ResidenceResidential
$317,843$304 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1145 RIVER RD

FLOYD, IA 50435
1
Beds
1
Baths
1,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
86.93 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$318K
$262K low$374K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.142%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$440,000
FIRST CITIZENS NATIONAL BANK · recorded Feb 8, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,436 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$286,810 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$124,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$162,060
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$314,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$314,740

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyFLOYD
Lot (acres)The size of the land the home sits on, from county records.86.93
ConstructionThe main material the home's frame and walls are built from.Log
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 288 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Osage High SchoolA-
High · Grades 9–12 · 5.8 mi
M
Osage Middle SchoolB-
Middle · Grades 5–8 · 5.8 mi
E
Lincoln Elementary SchoolB+
Elementary · Grades PK–4 · 6.3 mi

District: Osage Community School District

Neighborhood · ZIP 50435These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.741
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,150
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,341
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1145 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Floyd County
  • Among the highest price per square foot in Floyd County
  • Smaller than 85% of homes in Floyd 50435
  • Has a bigger lot than 95% of homes in Floyd County
  • Newer than 98% of homes in Floyd 50435

What homes are worth in Floyd 50435

Each bar is how many homes fall in that price range. The marker is this home.

This home
$47K$465K

This home is worth more than 82% of homes in Floyd 50435.

How it measures up in Floyd 50435

The dot is this home. The mark in the middle is the typical home in Floyd 50435.

Estimated value$317,843
CheaperTypical $187,655Pricier

Pricier than 82% of homes nearby

Price per ft²$304
CheaperTypical $129Pricier

Pricier than 97% of homes nearby

Living area1,044 ft²
SmallerTypical 1,436 ft²Bigger

Bigger than 15% of homes nearby

Lot size86.93 ac
SmallerTypical 2.47 acBigger

Bigger than 92% of homes nearby

Year built2018
OlderTypical 1967Newer

Newer than 98% of homes nearby

How 1145 River Rd ranks against every home in each area.
MeasureThis homeFloyd 50435Floyd County
Estimated valuepricier than$317,84382% of homes88% of homes
Price per ft²pricier than$30497% of homesalmost all homes
Living areabigger than1,044 ft²15% of homes21% of homes
Lot sizebigger than86.93 ac92% of homes95% of homes
Year builtnewer than201898% of homes98% of homes

About 1145 River Rd

How much is 1145 River Rd, Floyd, IA worth?

The TopHap Estimate for 1145 River Rd, Floyd, IA is $317,843 as of Jul 14, 2026. The likely range is $261,654 to $374,032. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1145 River Rd, Floyd, IA last sell?

1145 River Rd, Floyd, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1145 River Rd, Floyd, IA?

1145 River Rd, Floyd, IA has 1 bedrooms, 1 bathrooms, 1,044 square feet of living space and a 86.93-acre lot.

When was 1145 River Rd, Floyd, IA built?

1145 River Rd, Floyd, IA was built in 2018, making it 8 years old. It is a rustic home. The building has 1 story.

What schools serve 1145 River Rd, Floyd, IA?

1145 River Rd, Floyd, IA is assigned to Osage High School (high), rated A-; Osage Middle School (middle), rated B-; Lincoln Elementary School (elementary), rated B+. All sit in Osage Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1145 River Rd, Floyd, IA compare to other homes in Floyd 50435?

Among the 378 homes in Floyd 50435, it is worth more than 82% of them ($317,843 against a typical $187,655), its price per square foot is higher than 97% of them ($304 against a typical $129), it is bigger than 15% of them (1,044 ft² against a typical 1,436 ft²), its lot is bigger than 92% of them (86.93 ac against a typical 2.47 ac) and it is newer than 98% of them (2018 against a typical 1967). Measured against all of Floyd County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1145 River Rd, Floyd, IA?

The 2025 property tax bill for 1145 River Rd, Floyd, IA was $3,436. The county assessed it at $286,810.

Closest homes

More homes in Floyd 50435

Assigned schools

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