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Single Family ResidenceResidential
$108,871$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 54How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1148 LOWER RIVER RD NW

CHARLESTON, TN 37310
2 / 1
Baths
1,185 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$109K
$59K low$159K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$77,621
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$62,097
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.29%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$31,250
BOWATER EMPS CU · recorded Nov 25, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$176 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,825 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,475
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,825
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradley
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1971
Lot (acres)The size of the land the home sits on, from county records.0.36
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²Porch · 128 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Walker Valley High SchoolB
High · Grades 9–12 · 3.2 mi
E
Charleston Elementary SchoolB-
Elementary · Grades KG–5 · 3.9 mi
M
Ocoee Middle SchoolB
Middle · Grades 6–8 · 9.9 mi

District: Bradley County School District

Neighborhood · ZIP 37310These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.154

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.5,749
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,053
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,133
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1148 Lower River Rd Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Bradley County
  • Costs less per square foot than 98% of homes in Bradley County
  • Smaller than 79% of homes in Charleston 37310
  • Has a smaller lot than 90% of homes in Charleston 37310
  • Older than 75% of homes in Charleston 37310

What homes are worth in Charleston 37310

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$907K

This home is worth more than 8% of homes in Charleston 37310.

How it measures up in Charleston 37310

The dot is this home. The mark in the middle is the typical home in Charleston 37310.

Estimated value$108,871
CheaperTypical $308,512Pricier

Pricier than 8% of homes nearby

Price per ft²$92
CheaperTypical $193Pricier

Pricier than 3% of homes nearby

Living area1,185 ft²
SmallerTypical 1,602 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.36 ac
SmallerTypical 1.9 acBigger

Bigger than 10% of homes nearby

Year built1970
OlderTypical 1992Newer

Newer than 25% of homes nearby

How 1148 Lower River Rd Nw ranks against every home in each area.
MeasureThis homeCharleston 37310Bradley County
Estimated valuepricier than$108,8718% of homes5% of homes
Price per ft²pricier than$923% of homes2% of homes
Living areabigger than1,185 ft²21% of homes27% of homes
Lot sizebigger than0.36 ac10% of homes27% of homes
Year builtnewer than197025% of homes28% of homes

About 1148 Lower River Rd Nw

How much is 1148 Lower River Rd Nw, Charleston, TN worth?

The TopHap Estimate for 1148 Lower River Rd Nw, Charleston, TN is $108,871 as of Jul 14, 2026. The likely range is $59,170 to $158,572. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1148 Lower River Rd Nw, Charleston, TN last sell?

1148 Lower River Rd Nw, Charleston, TN last sold on Nov 21, 2008, according to the county's recorded deed.

How big is 1148 Lower River Rd Nw, Charleston, TN?

1148 Lower River Rd Nw, Charleston, TN has 2 bathrooms, 1,185 square feet of living space and a 0.36-acre lot.

When was 1148 Lower River Rd Nw, Charleston, TN built?

1148 Lower River Rd Nw, Charleston, TN was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 1148 Lower River Rd Nw, Charleston, TN?

1148 Lower River Rd Nw, Charleston, TN is assigned to Walker Valley High School (high), rated B; Charleston Elementary School (elementary), rated B-; Ocoee Middle School (middle), rated B. All sit in Bradley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1148 Lower River Rd Nw, Charleston, TN compare to other homes in Charleston 37310?

Among the 1,899 homes in Charleston 37310, it is worth more than 8% of them ($108,871 against a typical $308,512), its price per square foot is higher than 3% of them ($92 against a typical $193), it is bigger than 21% of them (1,185 ft² against a typical 1,602 ft²), its lot is bigger than 10% of them (0.36 ac against a typical 1.9 ac) and it is newer than 25% of them (1970 against a typical 1992). Measured against all of Bradley County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1148 Lower River Rd Nw, Charleston, TN?

The 2024 property tax bill for 1148 Lower River Rd Nw, Charleston, TN was $176. The county assessed it at $9,825.

Closest homes

More homes in Charleston 37310

Assigned schools

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